128 Hillside Ln, Jefferson, NC 28640 Property Records

Ashe County property record for 128 Hillside Ln, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	2,611 sqft · built 2023
Lot Size	1.36 acres (59,416 sqft)
Owner	Individual Name on Record
Tax Bill	$4,108 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09263-001-657`

Property Details

APN / Parcel Number

Primary APN	`09263-001-657`
Alternative APNs	`092977794141` `25547`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,611 sqft Heated Area
Gross Area	3,440 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Lot Area	59,416 sqft (1.36 acres)

Location & Zoning

Account Number	25547
Old Parcel Number	09263001657
Street Address	128 HILLSIDE LN
City	JEFFERSON
State	NC
Zip	28640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.364 A LOT 22 OFF 1206 (DIRT)
Legal Subdivision	WOODCROFT
Legal Lot Number	22
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	970501

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 452, JEFFERSON, NC 28640-0452
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 15, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 15, 2020
Transfer Doc	000514/939
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	128 HILLSIDE LN, JEFFERSON, NC 28640-9914
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 452, JEFFERSON, NC 28640-0452

Mortgage

Document Number	000559/481
Date	Dec 19, 2023
Book Page	559/481
Instrument	5695

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	5-Year TN
Max Rate	12.6%

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Jul 15, 2020
Property Address	128 HILLSIDE LN, JEFFERSON, NC 28640-9914
Document Number	000514/939
Book / Page	514 / 939
Map Reference	MB 174 PG 693
Instrument Date	Jul 15, 2020
Instrument	3216
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 126, JEFFERSON, NC 28640-0126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 452, JEFFERSON, NC 28640-0452

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,108.00 (+5.71%)	$504,700 (-) Land $30,000 Building $474,700	$504,700 (-) Land $30,000 Building $474,700
2025	$3,886.00 (+1,666.36%)	$504,700 (+1,582.33%) Land $30,000 Building $474,700	$504,700 (+1,582.33%) Land $30,000 Building $474,700
2023	$220.00 (-32.31%)	$30,000 (-14.29%) Land $30,000	$30,000 (-14.29%) Land $30,000
2022	$325.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Brightspeed.

Nearby Properties on Hillside Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures