174 E Elm St, Sabina, OH 45169 Property Records

Clinton County property record for 174 E Elm St, Sabina, OH 45169

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,051 sqft · built 1922
Lot Size	0.097 acres (4,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$874 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035594-6`

Property Details

APN / Parcel Number

Primary APN	`035594-6`
Alternative APN	`250-06-02-27-C013-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,051 sqft Living Area
Gross Area	3,726 sqft
1st Floor Area	1,522 sqft
Attic	Attic
Attic Area	1,631 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,102 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,240 sqft (0.097 acres)
Lot Dimensions	106 ft deep x 40 ft wide
Terrain	High
Porch	Porch
Porch Area	1,102 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	035594-6
Street Address	174 E ELM ST
City	SABINA
State	OH
Zip	45169-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THEOBALDS ADDN LOT 13 EPT NP2
Legal Subdivision	THEOBALDS
Legal Lot Number	13
Jurisdiction	CLINTON OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1024
Census Tract	964300

Owner

174 E Elm St is owned and occupied by two individuals.

Source: Clinton County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 E ELM ST, SABINA, OH 45169-1331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	174 E ELM ST, SABINA, OH 45169-1331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	974/0331
Date	Jul 3, 2017
Book Page	974/0331
Instrument	2017-00002906

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 174 E Elm St was $874 with a homeowner's exemption, down 14.3% from the year before.

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Richland Township
Municipality	Sabina Village
Unified School District	East Clinton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 (-14.31%) Homeowner's exemption	$35,000 (-) Land $2,240 Building $32,760	$100,000 (-) Land $6,400 Building $93,600
2024	$1,020.00 (-0.87%) Homeowner's exemption	$35,000 (-) Land $2,240 Building $32,760	$100,000 (-) Land $6,400 Building $93,600
2023	$1,029.00 (+7.75%) Homeowner's exemption	$35,000 (+21.15%) Land $2,240 Building $32,760	$100,000 Land $6,400 Building $93,600
2022	$955.00 Homeowner's exemption	$28,890 Land $2,370 Building $26,520
2020			$82,530 Land $6,770 Building $75,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 E Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SABINA VILLAGE PWS serves 2,564 people · EPA ID OH1400912
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20