174 E Big Timber Dr, Coal City, IL 60416 Property Records

Grundy County property record for 174 E Big Timber Dr, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,566 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,045 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-35-301-086`

Property Details

APN / Parcel Number

Primary APN	`06-35-301-086`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,566 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 37 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	174 E BIG TIMBER DR
City	COAL CITY
State	IL
Zip	60416-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG TIMBER ESTATES SUB E36.8' LT 15 SEC 35-33-8
Legal Range	08W
Legal Township	33N
Legal Section	35
Legal Subdivision	BIG TIMBER ESTATES SUBDIVISION
Legal Lot Number	15
Jurisdiction	GRUNDY IL
Township / Civil Division	FELIX
Census Block Group	3
Census Block	3001
Census Tract	700

Owner

174 E Big Timber Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Grundy County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 E BIG TIMBER DR, COAL CITY, IL 60416-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Intrafamily Transfer, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 3, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025
Deed Sale	Oct 21, 2025
Prior Sale	Nov 3, 2023 · Amount on File
Deed Document Number	2025634898
Prior Transfer Date	Oct 9, 2025
Prior Transfer Doc	0000634898
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRUNDY IL
Recording Date	Oct 21, 2025
Property Address	174 E BIG TIMBER DR, COAL CITY, IL 60416-4001
Document Number	0000634898
Map Reference	PC H SL 46
Instrument Date	Oct 9, 2025
Instrument	634898
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 E BIG TIMBER DR, COAL CITY, IL 60416-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 E BIG TIMBER DR, COAL CITY, IL 60416-4001

Mortgage

Document Number	0000634899
Date	Oct 21, 2025
Instrument	634899

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.58%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Nov 3, 2023
Property Address	174 E BIG TIMBER DR, COAL CITY, IL 60416-4001
Document Number	0000622390
Map Reference	DOC 443516
Instrument Date	Oct 24, 2023
Instrument	622390
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 E BIG TIMBER DR, COAL CITY, IL 60416-4001

Mortgage

Document Number	0000622391
Date	Nov 3, 2023
Instrument	622391

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 174 E Big Timber Dr was $5,045, up 8.5% from the year before.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Felix Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,045.00 (+8.49%)	$68,742 (+8.5%) Land $5,535 Building $63,207	$206,226 (+8.5%) Land $16,605 Building $189,621
2024	$4,650.00	$63,356 Land $5,101 Building $58,255	$190,068 Land $15,303 Building $174,765
2022	$4,075.00	$55,524 Land $4,470 Building $51,054	$166,572 Land $13,410 Building $153,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 174 E Big Timber Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 E Big Timber Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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