174 E 1st St, Imlay City, MI 48444 Property Records

Lapeer County property record for 174 E 1st St, Imlay City, MI 48444

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,726 sqft · built 1970
Owner	2 Individual Names on File
Last Sale	$127,000 (Feb 2024)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Dec 2025 Transfer Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I19-98-411-000-00`

Property Details

APN / Parcel Number

Primary APN	`I19-98-411-000-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,726 sqft Living Area
1st Floor Area	851 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	174 E 1ST ST
City	IMLAY CITY
State	MI
Zip	48444-1308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1 960
Legal Description	CITY OF IMLAY CITY RI GATEWAY VILLAGE, A CONDOMINIUM UNIT 11 ON LOTS 16, 17, 18 ENGLES SUBDIVISION
Legal Subdivision	ENGLES SUBDIVISION
Legal Lot Number	16-18
Legal Unit	11
Jurisdiction	LAPEER MI
Township / Civil Division	IMLAY CITY
Census Block Group	3
Census Block	3004
Census Tract	339500

Owner

174 E 1st St, a condominium, is owned and occupied by two individuals who acquired it in December 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2191 S LOVINGTON DR, TROY, MI 48083-4365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Intrafamily Transfer, Transfer
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Sale	Jul 7, 2010 · Amount on File
Deed Book / Page	3388 / 705
Last Transfer Date	Dec 4, 2025
Transfer Doc	0034910955
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Dec 4, 2025
Property Address	174 E 1ST ST, IMLAY CITY, MI 48444-1308
Document Number	0034910955
Book / Page	3491 / 955
Instrument Date	Dec 4, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 E 1ST ST, IMLAY CITY, MI 48444-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	174 E 1ST ST, IMLAY CITY, MI 48444-1308

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 23, 2024
Property Address	174 E 1ST ST, IMLAY CITY, MI 48444-1308
Document Number	0033880705
Book / Page	3388 / 705
Map Reference	LB 375 ON PGS 3
Instrument Date	Feb 14, 2024
Instrument	30703
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6545 WEYER RD, IMLAY CITY, MI 48444-9763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 DENBY ST APT 2, 2, ROMEO, MI 48065-5365

Mortgage

Document Number	0003388708
Date	Feb 23, 2024
Instrument	3388/708

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0033880708
Date	Feb 23, 2024
Book Page	3388/708

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 174 E 1st St was $2,561 with a homeowner's exemption, up 5% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Imlay City
Unified School District	Imlay City Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,200 (+9%)	$128,400 (+9%)
2025	$2,561.00 (+50.03%) Homeowner's exemption	$58,900	$117,800
2024	$1,707.00
2023		$54,600	$109,200
2022	$1,598.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 174 E 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2009)
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 E 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMLAY CITY serves 3,579 people · EPA ID MI0003340
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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