154 E 1st St, Imlay City, MI 48444 Property Records

Lapeer County property record for 154 E 1st St, Imlay City, MI 48444

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,726 sqft · built 1970
Owner	Individual Name on File
Last Sale	$25,000 (Dec 2017)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I19-98-405-000-00`

Property Details

APN / Parcel Number

Primary APN	`I19-98-405-000-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,726 sqft Living Area
1st Floor Area	851 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	154 E 1ST ST
City	IMLAY CITY
State	MI
Zip	48444-1308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1 960
Legal Description	CITY OF IMLAY CITY RI GATEWAY VILLAGE, A CONDOMINIUM UNIT 6 ON LOTS 16,17,18 ENGLES SUBDIVISION
Legal Subdivision	ENGLES SUBDIVISION
Legal Lot Number	16-18
Legal Unit	6
Jurisdiction	LAPEER MI
Township / Civil Division	IMLAY CITY
Census Block Group	3
Census Block	3004
Census Tract	339500

Owner

154 E 1st St, a condominium, is owned and occupied by an individual who bought it in December 2017.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	154 E 1ST ST, IMLAY CITY, MI 48444-1308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 18, 2017	Warranty Deed, Transfer LIGHTHOUSE TITLE
Dec 18, 2017	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Prior Sale	Dec 18, 2017 · Amount on File
Deed Book / Page	2936 / 665
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	154 E 1ST ST, IMLAY CITY, MI 48444-1308
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 E 1ST ST, IMLAY CITY, MI 48444-1308

Mortgage

Document Number	0032750368
Date	Feb 22, 2022
Book Page	3275/368

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 14, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 18, 2017
Property Address	154 E 1ST ST, IMLAY CITY, MI 48444-1308
Document Number	0029360662
Book / Page	002936 / 000662
Instrument Date	Dec 15, 2017
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 SHAGBARK LN #104 IMLAY CITY MI 484448547, 104, IMLAY CITY, MI 48444-8547

December 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 18, 2017
Property Address	154 E 1ST ST, IMLAY CITY, MI 48444-1308
Document Number	0029360665
Book / Page	2936 / 665
Instrument Date	Dec 15, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 SHAGBARK LN APT 104, 104, IMLAY CITY, MI 48444-8547

Tax Assessment & Valuation

The 2025 property tax bill for 154 E 1st St was $1,878 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Imlay City
Unified School District	Imlay City Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,700 (+8.99%)	$133,400 (+8.99%)
2025	$1,878.00 Homeowner's exemption	$61,200	$122,400
2023		$56,700	$113,400
2022	$1,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 E 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2009)
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 E 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMLAY CITY serves 3,579 people · EPA ID MI0003340
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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