174 Columns Cir, Shelby, NC 28150 Property Records

Cleveland County property record for 174 Columns Cir, Shelby, NC 28150

Property Summary

Property Type	Townhouse
Details	1,184 sqft · built 1996
Lot Size	0.038 acres (1,693 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Apr 2023)
Tax Bill	$2,599 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`49536`

Property Details

APN / Parcel Number

Primary APN	`49536`
Alternative APNs	`1314889` `1348426` `1355506`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,184 sqft Finished Area
Upper Floors Area	395 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	1,693 sqft (0.038 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1355506
Street Address	174 COLUMNS CIR
City	SHELBY
State	NC
Zip	28150-4866
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R6CU
Legal Description	#3 PB19-97 COLUMNS PH IV
Legal Subdivision	COLUMNS TWNHS
Legal Phase	1
Legal Block	5
Legal Lot Number	41
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1009
Census Tract	950702

Owner

174 Columns Cir, a townhouse, is owned and occupied by two individuals who bought it in April 2023.

Source: Cleveland County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 COLUMNS CIR, SHELBY, NC 28150-4866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Dec 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Oct 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 30, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Prior Sale	Jun 17, 2022 · Amount on File
Deed Document Number	2023200085887
Deed Book / Page	1895 / 2749
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 6, 2023
Property Address	174 COLUMNS CIR, SHELBY, NC 28150-4866
Document Number	0018952749
Book / Page	1895 / 2749
Map Reference	MB 19 PG 97
Instrument Date	Apr 6, 2023
Instrument	200085887
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 BOYINGTON PLACE RD, MIDWAY PARK, NC 28544-0010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 COLUMNS CIR, SHELBY, NC 28150-4866

Mortgage

Document Number	0018952752
Date	Apr 6, 2023
Instrument	1895/2752

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 17, 2022
Property Address	174 COLUMNS CIR, SHELBY, NC 28150-4866
Document Number	0018752488
Book / Page	1875 / 2488
Map Reference	MB 19 PG 97
Instrument Date	Jun 17, 2022
Instrument	200074535
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 GARY BEAM RD, KINGS MOUNTAIN, NC 28086-9493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 COLUMNS CIR # 41, 41, SHELBY, NC 28150-4866

Mortgage

Document Number	0018752491
Date	Jun 17, 2022
Instrument	1875/2491

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 29, 2017
Property Address	174 COLUMNS CIR, SHELBY, NC 28150-4866
Document Number	0017581107
Book / Page	001758 / 001107
Instrument Date	Dec 29, 2017
Instrument	8744
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 COLUMNS CIR SHELBY NC 281504866, SHELBY, NC 28150-4866

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 29, 2017
Property Address	174 COLUMNS CIR, SHELBY, NC 28150-4866
Document Number	0017581105
Book / Page	001758 / 001105
Instrument Date	Dec 29, 2017
Instrument	8743
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 COLUMNS CIR SHELBY NC 281504866, SHELBY, NC 28150-4866

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 18, 2017
Property Address	174 COLUMNS CIR, SHELBY, NC 28150-4866
Document Number	0017571524
Book / Page	001757 / 001524
Instrument Date	Dec 1, 2017
Instrument	8349
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 COLUMNS CIR SHELBY NC 281504866, SHELBY, NC 28150-4866

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 13, 2017
Property Address	174 COLUMNS CIR, SHELBY, NC 28150-4866
Document Number	0017522309
Book / Page	001752 / 002309
Instrument Date	Oct 1, 2017
Instrument	5845
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 COLUMNS CIR SHELBY NC 281504866, SHELBY, NC 28150-4866

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 30, 2017
Property Address	174 COLUMNS CIR, SHELBY, NC 28150-4866
Document Number	0017391541
Book / Page	1739 / 1541
Instrument Date	Mar 30, 2017
Instrument	2017-003308
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	366 MONTGOMERY DR, 366, SPARTANBURG, SC 29302-3447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	174 COLUMNS CIR, SHELBY, NC 28150-4866

Mortgage

Document Number	0017391544
Date	Mar 30, 2017
Book Page	1739/1544
Instrument	2017-003309

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 174 Columns Cir was $2,599, up 1.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,599.00 (+1.48%)	$257,467 (-) Land $30,000 Building $227,467	$257,467 (-) Land $30,000 Building $227,467
2025	$2,561.00	$257,467 Land $30,000 Building $227,467	$257,467 Land $30,000 Building $227,467
2023		$153,466 Land $30,000 Building $123,466	$153,466 Land $30,000 Building $123,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Columns Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Columns Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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