166 Columns Cir, Shelby, NC 28150 Property Records

Cleveland County property record for 166 Columns Cir, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,350 sqft · built 1996
Lot Size	0.055 acres (2,407 sqft)
Owner	Individual Name on Record
Tax Bill	$2,827 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49540`

Property Details

APN / Parcel Number

Primary APN	`49540`
Alternative APN	`1306624`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,350 sqft Finished Area
Upper Floors Area	444 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	2,407 sqft (0.055 acres)
Garage Area	295 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1306624
Street Address	166 COLUMNS CIR
City	SHELBY
State	NC
Zip	28150-4866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6CU
Legal Description	#7 PB19-97 COLUMNS PH IV
Legal Subdivision	THE COLUMBUS AT CLEVELAND SPRINGS
Legal Phase	1
Legal Block	5
Legal Lot Number	45
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1009
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 COLUMNS CIR, SHELBY, NC 28150-4866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 11, 2017	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 9, 2015
Transfer Doc	0016901845
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	166 COLUMNS CIR, SHELBY, NC 28150-4866
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018612608
Date	Jan 4, 2022
Book Page	1861/2608
Instrument	200066572

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	166 COLUMNS CIR, SHELBY, NC 28150-4866
Document Number	0017522029
Book / Page	001752 / 002029
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 COLUMNS CIR SHELBY NC 281504866, SHELBY, NC 28150-4866

Mortgage

Document Number	0017522029
Date	Oct 12, 2017
Book Page	001752/002029
Instrument	5788

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,827.00 (+1.29%)	$280,559 (-) Land $30,000 Building $250,559	$280,559 (-) Land $30,000 Building $250,559
2025	$2,791.00	$280,559 (+54.22%) Land $30,000 Building $250,559	$280,559 (+54.22%) Land $30,000 Building $250,559
2023		$181,924 Land $30,000 Building $151,924	$181,924 Land $30,000 Building $151,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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