174 Cherry St, Wenham, MA 01984 Property Records

Essex County and Wenham Town property record for 174 Cherry St, Wenham, MA 01984

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1982
Lot Size	1.81 acres (79,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$576,000 (Oct 2020)
Tax Bill	$10,795 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0017-0000-0032`

Property Details

APN / Parcel Number

Primary APN	`0017-0000-0032`
Alternative APNs	`WENH M:17 L:32` `639`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
Gross Area	2,000 sqft
Basement Area	720 sqft
Unfinished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	79,205 sqft (1.81 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	639
Street Address	174 CHERRY ST
City	WENHAM
State	MA
Zip	01984-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	32
Jurisdiction	WENHAM MA
Township / Civil Division	WENHAM
Census Block Group	2
Census Block	2001
Census Tract	216100

Owner

Source: Essex County and Wenham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 CHERRY ST, WENHAM, MA 01984-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMALGAMATED BANK
Jul 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LEND USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Book / Page	39117 / 527
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	3911000527
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WENHAM MA
Recording Date	Oct 29, 2020
Property Address	174 CHERRY ST, WENHAM, MA 01984-1102
Document Number	39117-527
Book / Page	39117 / 527
Instrument Date	Oct 28, 2020
Instrument	20201029004300
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 CHERRY ST, WENHAM, MA 01984-1102

Mortgage

Document Number	201029004310
Date	Oct 29, 2020
Instrument	201029004310

Lender

Name	AMALGAMATED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WENHAM MA
Recording Date	Jul 11, 2017
Property Address	174 CHERRY ST, WENHAM, MA 01984-1102
Document Number	36011-82
Book / Page	036011 / 000082
Instrument Date	Jul 11, 2017
Instrument	1707110325
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,097.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CHERRY ST WENHAM MA 019841102, WENHAM, MA 01984-1102

Mortgage

Document Number	36011-84
Date	Jul 11, 2017
Book Page	036011/000084
Instrument	1707110326

Lender

Name	LEND USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Essex County and Wenham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Wenham Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,795.00 (-0.61%)	$675,100 (-3.41%) Land $428,700 Building $246,400	$669,180 (-10.54%)
2025	$10,861.00 (-17.56%)	$698,900 (-7.95%) Land $462,900 Building $236,000	$748,030
2023	$13,174.00	$759,300 Land $440,600 Building $318,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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