162 Cherry St, Wenham, MA 01984 Property Records

Essex County and Wenham Town property record for 162 Cherry St, Wenham, MA 01984

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,388 sqft
Lot Size	2.08 acres (90,966 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Apr 2024)
Tax Bill	$13,568 (2026)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0017-0000-0025`

Property Details

APN / Parcel Number

Primary APN	`0017-0000-0025`
Alternative APNs	`WENH M:17 L:25` `631`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,388 sqft Living Area
Gross Area	6,430 sqft
Basement Area	2,368 sqft
Unfinished Basement	2,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,966 sqft (2.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	631
Street Address	162 CHERRY ST
City	WENHAM
State	MA
Zip	01984-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HELEN W ERHARD TRUST
Legal Lot Number	25
Jurisdiction	WENHAM MA
Township / Civil Division	WENHAM
Census Block Group	2
Census Block	2001
Census Tract	216100

Owner

162 Cherry St is owned and occupied by two individuals who bought it in April 2024.

Source: Essex County and Wenham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	162 CHERRY ST, WENHAM, MA 01984-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Apr 30, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Jun 23, 1989 · Amount on File
Deed Document Number	20243920
Deed Book / Page	42093 / 525
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WENHAM MA
Recording Date	May 18, 2026
Property Address	162 CHERRY ST, WENHAM, MA 01984-1102
Document Number	0043391-69
Book / Page	43391 / 69
Instrument Date	May 13, 2026
Instrument	20261140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CHERRY ST, WENHAM, MA 01984-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001140,
Date	May 18, 2026
Book Page	43391/69
Instrument	20261140

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WENHAM MA
Recording Date	Apr 30, 2024
Property Address	162 CHERRY ST, WENHAM, MA 01984-1102
Document Number	042093-525
Book / Page	42093 / 525
Instrument Date	Apr 30, 2024
Instrument	20240430003920
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	162 CHERRY ST, WENHAM, MA 01984-1102

Mortgage

Document Number	240430003930
Date	Apr 30, 2024
Instrument	240430003930

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 162 Cherry St was $13,568, down 9.3% from the year before.

Source: Essex County and Wenham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Wenham Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,568.00 (-9.28%)	$848,500 (-11.83%) Land $542,600 Building $304,100	$1,248,202 (+55.82%)
2025	$14,956.00	$962,400 Land $585,400 Building $377,000	$801,040
2023	$11,982.00	$690,600 Land $434,200 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Cherry St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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