174 Cascade Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 174 Cascade Terrace Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,384 sqft · built 1995
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$326,500 (Jun 2022)
Tax Bill$3,721 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN25R-43-2654

Property Details

APN / Parcel Number

Primary APN25R-43-2654

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,384 sqft Living Area
Gross Area2,244 sqft
1st Floor Area432 sqft
Basement Area460 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions60 ft deep x 53 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Balcony Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address174 CASCADE TERRACE DR
CityBALLWIN
StateMO
Zip63021-7311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCASCADES PLAT FOUR (THE) LOT 9
Legal SubdivisionCASCADES PLAT FOUR (THE)
Legal Lot Number9
JurisdictionST LOUIS MO
Township / Civil DivisionQUEENY
Census Block Group3
Census Block3000
Census Tract217932

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address174 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD
Aug 29, 2019Deed of Trust, Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleAug 11, 2015 · Amount on Record
Deed Document Number2022616386
Prior Transfer DateJul 7, 2003
Prior Transfer Doc0000001201
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJun 16, 2022
Property Address174 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
Document Number2022061600386
Map ReferenceMB 328 PG 9&10
Instrument DateJun 13, 2022
Instrument2022061600386
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address174 CASCADE TERRACE DR, BALLWIN, MO 63021-7311

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 CASCADE TERRACE DR, BALLWIN, MO 63021-7311

Mortgage

Document Number2022061600387
DateJun 16, 2022
Instrument2022061600387
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address174 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
Document Number0236863302
Instrument DateAug 29, 2019
Transaction TypeMortgage
Record UpdatedSep 27, 2019
Title CompanyUS TITLE-MAIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address174 CASCADE TERRACE DR BALLWIN MO 630217311, BALLWIN, MO 63021-7311

Mortgage

Document Number0236863302
DateSep 6, 2019
Book Page023686/003302
Instrument451
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueSep 5, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,570 (-) Land $19,380 Building $41,190$318,800 (-) Land $102,000 Building $216,800
2025$3,721.00 (+8.64%)$60,570 (+14.74%) Land $19,380 Building $41,190$318,800 (+14.76%) Land $102,000 Building $216,800
2024$3,425.00 (+1.42%)
2023$3,377.00 (+14.4%)$52,790 (+24.8%) Land $14,540 Building $38,250$277,800 (+24.8%) Land $76,500 Building $201,300
2022$2,952.00$42,300 Land $12,600 Building $29,700
2021$222,600 Land $66,300 Building $156,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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