St. Louis County property record for 170 Cascade Terrace Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 842 sqft · built 1989 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,183 (Aug 2026) |
| Tax Bill | $2,723 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25R-43-1857 |
| Primary APN | 25R-43-1857 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 842 sqft Living Area |
| Gross Area | 1,094 sqft |
| 1st Floor Area | 828 sqft |
| Game Room | Game Room |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 32 ft deep x 32 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 10 sqft |
| Deck Area | 388 sqft |
| Patio Area | 388 sqft |
| Balcony Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 170 CASCADE TERRACE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CASCADES PLAT TWO RESUB (THE) LOTS 5A 5D 6A 6D 7A 7D 8A 8D 9A 9D 13A 13F 14A 14E 15A 15F 19A 19D & CO MMON GROUND BDY ADJ LOT 5D 4 5 89 |
| Legal Subdivision | CASCADES PLAT TWO RESUB (THE) LOTS 5A 5D |
| Legal Lot Number | 5A |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217932 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 170 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE |
| Aug 7, 2026 | Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE |
| Feb 5, 2024 | Beneficiary Deed, Transfer |
| Sep 4, 2018 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | Sep 4, 2018 · Amount on Record |
| Deed Document Number | 2026476 |
| Prior Transfer Date | Jan 30, 2024 |
| Prior Transfer Doc | 0000000188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 18, 2026 |
| Property Address | 170 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 0000000216 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026216 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common, 169 |
| Document Number | 0000000216, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 2026216 |
| Name | ENVOY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 7, 2026 |
| Property Address | 170 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 0000000476 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026476 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 0000000477, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202687477 |
| Name | ENVOY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 5, 2024 |
| Property Address | 170 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 2024020500188 |
| Map Reference | MB 282 PG 78 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024020500188 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 4, 2018 |
| Property Address | 170 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 0231802517 |
| Book / Page | 023180 / 002517 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 518 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2018 |
| Title Company | US TITLE-SOUTH COUNTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 CASCADE TERRACE DR BALLWIN MO 630217311, BALLWIN, MO 63021-7311 |
| Document Number | 231802520 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 023180/002520 |
| Instrument | 519 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 3, 2033 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,200 (-) Land $14,460 Building $29,740 | $232,600 (-) Land $76,100 Building $156,500 | |
| 2025 | $2,723.00 (+13.18%) | $44,200 (+19.59%) Land $14,460 Building $29,740 | $232,600 (+19.59%) Land $76,100 Building $156,500 |
| 2024 | $2,406.00 (+1.39%) | ||
| 2023 | $2,373.00 (+11.36%) | $36,960 (+21.06%) Land $10,850 Building $26,110 | $194,500 (+21.03%) Land $57,100 Building $137,400 |
| 2022 | $2,131.00 | $30,530 Land $8,550 Building $21,980 | |
| 2021 | $160,700 Land $45,000 Building $115,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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