Schenectady County and Schenectady City property record for 1720 Oneida St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,008 sqft · built 1925 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,000 (May 2018) |
| Tax Bill | $4,827 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.53-2-43.1 |
| Primary APN | 421500 40.53-2-43.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Upper Floors Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 704 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1720 ONEIDA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Subdivision | LANDS OF JOHN MADER |
| Legal Block | 2 |
| Legal Lot Number | 43.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1720 ONEIDA ST, SCHENECTADY, NY 12308-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2018 · Amount on Record |
| Deed Sale | May 9, 2018 · Amount on Record |
| Prior Sale | Dec 11, 2013 · Amount on Record |
| Deed Document Number | 201819895 |
| Deed Book / Page | 1986 / 891 |
| Prior Transfer Date | Nov 5, 2012 |
| Prior Transfer Doc | 0000048324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 17, 2026 |
| Property Address | 1720 ONEIDA ST, SCHENECTADY, NY 12308-2113 |
| Document Number | 0000018256 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 202618256 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1720 ONEIDA ST, SCHENECTADY, NY 12308-2113 |
| Document Number | 0000018256, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202618256 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 9, 2018 |
| Property Address | 1720 ONEIDA ST, SCHENECTADY, NY 12308-2113 |
| Document Number | 0000019895 |
| Book / Page | 1986 / 891 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 201819895 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1139 MILLENNIUM RD, 1139, NISKAYUNA, NY 12309 |
| Name | Verified Name |
|---|---|
| Address | 2460 WESTERN AVE TRLR 12, 12, ALTAMONT, NY 12009-9431 |
| Document Number | 0000019896 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 201819896 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 27, 2048 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,827.00 (+2.35%) | ||
| 2025 | $4,716.00 (+5.13%) | $91,900 (-) Land $13,800 Building $78,100 | $152,178 (+30.82%) Land $22,852 Building $129,326 |
| 2023 | $91,900 (-) Land $13,800 Building $78,100 | $116,329 (+3.8%) Land $17,468 Building $98,861 | |
| 2022 | $91,900 Land $13,800 Building $78,100 | $112,073 Land $16,829 Building $95,244 | |
| 2021 | $4,486.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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