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1738 Pepper Stone Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1738 Pepper Stone Ct, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,049 sqft · built 2003
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on File
Last Sale$690,000 (Jun 2021)
Tax Bill$11,604 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN026434-0070

Property Details

APN / Parcel Number

Primary APN026434-0070

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area4,049 sqft Living Area
Gross Area4,711 sqft
1st Floor Area2,964 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area662 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFinished/Open Porch
Porch Area248 sqft
Deck AreaDeck Area
Patio Area674 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1738 PEPPER STONE CT
CitySAINT AUGUSTINE
StateFL
Zip32092-5007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description44/1-6 ST JOHNS GOLF & COUNTRY CLUB UNIT 3 PHASE 1 LOT 7 & UNPLATTED PT LYING N OR5301/1456(T/R)
Legal Range28E
Legal Township05S
Legal Section29
Legal SubdivisionST. JOHNS GOLF & COUNTRY CLUB UNIT 3 PHA
Legal Phase1
Legal Block2
Legal Lot Number7
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20908

Owner

Source: St. Johns County records · APN 026434-0070

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1738 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed, Transfer · Conventional Mortgage
EMM LOANS LLC
Jun 25, 2021Correction Deed
GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC
Dec 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Prior SaleFeb 28, 2003 · Amount on Record
Deed Document Number202171344
Deed Book / Page5301 / 1456
Prior Transfer DateJun 17, 2021
Prior Transfer Doc0053011439
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionST JOHNS FL
Recording DateJun 25, 2021
Property Address1738 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Document Number0053011456
Book / Page5301 / 1456
Map ReferenceMB 44 PG 1-6
Instrument DateJun 17, 2021
Instrument2021071344
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,830.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 551228, JACKSONVILLE, FL 32255-1228

Transferred To (Grantee/Buyer)

NameVerified Name
Address1738 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007

Mortgage

Document Number0053011458
DateJun 25, 2021
Instrument5301/1458
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionST JOHNS FL
Recording DateJun 25, 2021
Property Address1738 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Document Number0053011439
Book / Page5301 / 1439
Map ReferenceMB 44 PG 1-6
Instrument DateJun 17, 2021
Instrument2021071339
Record UpdatedMay 23, 2023
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1738 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateDec 15, 2020
Property Address1738 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Document Number0051260148
Book / Page005126 / 000148
Instrument DateOct 21, 2020
Instrument114515
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1738 PEPPER STONE CT ST AUGUSTINE FL 320925007, ST AUGUSTINE, FL 32092-5007

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$719,656 (+2.7%)$750,089 (-2.65%) Land $154,000 Building $596,089
2025$11,604.00 (+9.66%) Homeowner's exemption$700,736 (+2.9%)$770,514 (-1.44%) Land $154,000 Building $616,514
2024$10,582.00 (+2.15%) Homeowner's exemption$680,987 (+3%)$781,743 (+3.79%) Land $145,000 Building $636,743
2023$10,359.00 (+3.9%) Homeowner's exemption$661,152 (+3%)$753,209 (+7.58%) Land $145,000 Building $608,209
2022$9,970.00 Homeowner's exemption$641,895$700,146 Land $123,200 Building $576,946

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 103 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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