St. Johns County property record for 1726 Pepper Stone Ct, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,500 sqft · built 2002 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,000 (Apr 2020) |
| Tax Bill | $7,268 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026434-0040 |
| Primary APN | 026434-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| Gross Area | 3,098 sqft |
| 1st Floor Area | 1,075 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 268 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1726 PEPPER STONE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 44/1-6 ST JOHNS GOLF & COUNTRY CLUB UNIT 3 PHASE 1 LOT 4 OR4918/1373 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 3 PHA |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 026434-0040
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1726 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · VA Mortgage JET HOMELOANS LLC |
| Apr 08, 2020 | Warranty Deed, Transfer · VA Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2020 · Amount on Record |
| Deed Sale | Apr 08, 2020 · Amount on Record |
| Prior Sale | Mar 13, 2013 · Amount on Record |
| Deed Document Number | 202027612 |
| Deed Book / Page | 4918 / 1373 |
| Prior Transfer Date | Dec 12, 2002 |
| Prior Transfer Doc | 0000006241 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1726 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | LANDMARK TITLE, LAND MARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 1726 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 0051670032 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 5167/32 |
| Instrument | 2021011076 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | FERNANDINA BEACH, FL 32034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 08, 2020 |
| Property Address | 1726 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 0049181373 |
| Book / Page | 4918 / 1373 |
| Map Reference | MB 44 PG 1-6 |
| Instrument Date | Apr 06, 2020 |
| Instrument | 2020027612 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,639.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 SUGAR SAND LN, 144, SAINT JOHNS, FL 32259-7358 |
| Name | Verified Name |
|---|---|
| Address | 1726 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 49181375 |
|---|---|
| Date | Apr 08, 2020 |
| Instrument | 4918/1375 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,090 (+2.7%) | $457,981 (+0.45%) Land $154,000 Building $303,981 | |
| 2025 | $7,268.00 (+9.15%) Homeowner's exemption | $378,861 (+2.9%) | $455,917 (-0.66%) Land $154,000 Building $301,917 |
| 2024 | $6,659.00 (+2.38%) Homeowner's exemption | $368,184 (+3%) | $458,939 (+4.27%) Land $145,000 Building $313,939 |
| 2023 | $6,504.00 (+4.95%) Homeowner's exemption | $357,460 (+3%) | $440,148 (-0.93%) Land $145,000 Building $295,148 |
| 2022 | $6,197.00 Homeowner's exemption | $347,049 | $444,284 Land $123,200 Building $321,084 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 201 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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