San Diego County property record for 1738 Pamo Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,278 sqft · built 1960 |
| Lot Size | 1.03 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $745,000 (Jul 2023) |
| Tax Bill | $8,257 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 279-190-07-00 |
| Primary APN | 279-190-07-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,278 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 45,302 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 1738 PAMO RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | BLK 347 /EXC ST OP/ SLY 1/2 OF PAR 1 AS PER ROS 4237 IN TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 347 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20812 |
1738 Pamo Rd is owned and occupied by an individual who bought it in July 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1738 PAMO RD, RAMONA, CA 92065-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2023 | Grant Deed, Transfer · FHA Mortgage GENHOME MORTGAGE CORP |
| Oct 30, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Nov 14, 2018 | Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on File |
| Deed Sale | Jul 7, 2023 · Amount on File |
| Prior Sale | Nov 14, 2018 · Amount on File |
| Deed Document Number | 2023178405 |
| Prior Transfer Date | Aug 2, 2000 |
| Prior Transfer Doc | 0000418207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 7, 2023 |
| Property Address | 1738 PAMO RD, RAMONA, CA 92065-1133 |
| Document Number | 0000178405 |
| Map Reference | MAP 644 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023-0178405 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1738 PAMO RD, RAMONA, CA 92065-1133 |
| Document Number | 0000178406 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023-0178406 |
| Name | GENHOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1738 PAMO RD, RAMONA, CA 92065-1133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000495774 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019-0495774 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 14, 2018 |
| Property Address | 1738 PAMO RD, RAMONA, CA 92065-1133 |
| Document Number | 0000474341 |
| Map Reference | MAP 644 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 2018-0474341 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1738 PAMO RD, RAMONA, CA 92065-1133 |
| Document Number | 0000474342 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 2018-0474342 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 1738 Pamo Rd was $8,257.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $775,098 (+2%) Land $520,200 Building $254,898 | |
| 2025 | $8,257.00 | $759,900 Land $510,000 Building $249,900 |
| 2023 | $5,216.00 (-2.07%) Homeowner's exemption | $498,571 (+2%) Land $321,660 Building $176,911 |
| 2022 | $5,326.00 Homeowner's exemption | $488,796 Land $315,353 Building $173,443 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1738 Pamo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1738 Pamo Rd is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures