1706 Pamo Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1706 Pamo Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1960
Lot Size	1.03 acres (44,867 sqft)
Owner	Trust Name on File
Last Sale	$118,800 (Mar 1996)
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`279-190-09-00`

Property Details

APN / Parcel Number

Primary APN	`279-190-09-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	44,867 sqft

Location & Zoning

Street Address	1706 PAMO RD
City	RAMONA
State	CA
Zip	92065-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 347 /EXC NLY 158 FT/ PAR 2 AS PER ROS 4237 IN TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	347
Legal Lot Number	347
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20812

Owner

1706 Pamo Rd is owner-occupied and held in a trust since March 1996.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1706 PAMO RD, RAMONA, CA 92065-1133
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FUNDING CORP
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 1996 · Amount on File
Deed Sale	Mar 22, 1996 · Amount on File
Prior Sale	Jul 13, 1995 · Amount on File
Deed Document Number	1996142690
Prior Transfer Date	Mar 15, 1996
Prior Transfer Doc	0000142690
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1706 PAMO RD, RAMONA, CA 92065-1133
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 PAMO RD, RAMONA, CA 92065-1133

Mortgage

Document Number	0000328982
Date	Apr 28, 2021
Instrument	2021-0328982

Lender

Name	HOME FUNDING CORP
Type	Mortgage Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1706 PAMO RD, RAMONA, CA 92065-1133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242840
Date	May 31, 2017
Instrument	2017-0242840

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2020
Property Address	1706 PAMO RD, RAMONA, CA 92065-1133
Document Number	0000466222
Instrument Date	Aug 10, 2020
Instrument	466222
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1706 PAMO RD RAMONA CA 920651133, RAMONA, CA 92065-1133

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1706 PAMO RD, RAMONA, CA 92065-1133
Document Number	0000002509
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1706 PAMO RD RAMONA CA 920651133, RAMONA, CA 92065-1133

Mortgage

Document Number	0000002509
Date	Jan 3, 2018
Instrument	2509

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1706 Pamo Rd was $1,528 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$132,863 (+2%) Land $74,738 Building $58,125
2025	$1,528.00 Homeowner's exemption	$130,259 Land $73,273 Building $56,986
2023	$1,279.00 (-11.61%) Homeowner's exemption	$125,203 Land $70,429 Building $54,774
2022	$1,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1706 Pamo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1706 Pamo Rd is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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