1738 E Emerald Ave, Fresno, CA 93720 Property Records

Fresno County property record for 1738 E Emerald Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,646 sqft · built 1995
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2019)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	May 2017 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`567-134-36`

Property Details

APN / Parcel Number

Primary APN	`567-134-36`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	1738 E EMERALD AVE
City	FRESNO
State	CA
Zip	93720-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 96 TRACT NO 4518
Legal Subdivision	TRACT NO 4518
Legal Tract	4518
Legal Lot Number	96
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	3
Census Block	3032
Census Tract	5529

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1738 E EMERALD AVE, FRESNO, CA 93720-4203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Nov 2, 2020	Deed of Trust, Mortgage · FHA Mortgage ALAMEDA MORTGAGE CORP
May 24, 2019	Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP
Mar 14, 2017	Grant Deed, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	201954069
Prior Transfer Date	Sep 3, 1997
Prior Transfer Doc	0000116417
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1738 E EMERALD AVE, FRESNO, CA 93720-4203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054728
Date	May 3, 2017
Instrument	2017-0054728

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1738 E EMERALD AVE, FRESNO, CA 93720-4203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1738 E EMERALD AVE, FRESNO, CA 93720-4203

Mortgage

Document Number	0000156536
Date	Nov 2, 2020
Instrument	2020-0156536

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 24, 2019
Property Address	1738 E EMERALD AVE, FRESNO, CA 93720-4203
Document Number	0000054069
Map Reference	MB 56 PG 91-94
Instrument Date	May 10, 2019
Instrument	2019-0054069
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1738 E EMERALD AVE, FRESNO, CA 93720-4203

Mortgage

Document Number	0000054070
Date	May 24, 2019
Instrument	2019-0054070

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 14, 2017
Property Address	1738 E EMERALD AVE, FRESNO, CA 93720-4203
Document Number	0000032154
Map Reference	MB56 PG91-94
Instrument Date	Jan 26, 2017
Instrument	2017-0032154
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1738 E EMERALD AVE, FRESNO, CA 93720-4203

Mortgage

Document Number	0000032155
Date	Mar 14, 2017
Instrument	2017-0032155

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.91%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.91%
Index	1-Year LIBOR
Max Rate	8.91%

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,789 (+2%) Land $102,402 Building $267,387
2025	$4,314.00 (+4.03%) Homeowner's exemption	$362,540 (+4.04%) Land $100,395 Building $262,145
2023	$4,147.00 (+1.39%) Homeowner's exemption	$348,464 Land $96,498 Building $251,966
2022	$4,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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