Polk County property record for 1738 3rd St NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,239 sqft · built 2024 |
| Lot Size | 0.385 acres (16,762 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $268,000 (Mar 2025) |
| Tax Bill | $4,477 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Nov 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-21-581500-003040 |
| Primary APN | 26-28-21-581500-003040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,239 sqft Living Area |
| Gross Area | 1,470 sqft |
| 1st Floor Area | 1,239 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 16,762 sqft (0.385 acres) |
| Lot Dimensions | 295 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 311 sqft |
| Street Address | 1738 3RD ST NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND REPLAT OF IDA M SMITHS SUB PB 33 PG 16 BLK 3 LOT 4 |
| Legal Subdivision | SMITH IDA M SUBDIVISION 2ND REPLAT |
| Legal Tract | 581500 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 13602 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 OAK ST, AUBURNDALE, FL 33823-4235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Mar 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC |
| Nov 2, 2023 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Mar 12, 2021 | Warranty Deed, Transfer PARAMOUNT TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2025 · Amount on Record |
| Deed Sale | Mar 5, 2025 · Amount on Record |
| Prior Sale | Nov 2, 2023 · Amount on Record |
| Deed Document Number | 202548793 |
| Deed Book / Page | 13454 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 5, 2025 |
| Property Address | 1738 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0000048793 |
| Book / Page | 13454 / 84 |
| Map Reference | MB 33 PG 16 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 2025048793 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | EASTERN TITLE AND CLOSING SERVICES, SWEETWATER TTL & CLOSING SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,876.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2518 SUMMITVIEW DR, LAKELAND, FL 33812-3277 |
| Name | Verified Name |
|---|---|
| Address | 521 OAK ST, AUBURNDALE, FL 33823-4235 |
| Document Number | 0001345487 |
|---|---|
| Date | Mar 5, 2025 |
| Instrument | 13454/87 |
| Name | NEW WAVE LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 2, 2023 |
| Property Address | 1738 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0000260202 |
| Book / Page | 12897 / 53 |
| Map Reference | MB 33 PG 16 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023260202 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4293, WINTER HAVEN, FL 33885-4293 |
| Name | Verified Name |
|---|---|
| Address | 2518 SUMMITVIEW DR, LAKELAND, FL 33812-3277 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 12, 2021 |
| Property Address | 1738 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0000063570 |
| Book / Page | 11619 / 1585 |
| Map Reference | MB 33 PG 16 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021063570 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $472.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1203 29TH ST NW, WINTER HAVEN, FL 33881-2281 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4293, WINTER HAVEN, FL 33885-4293 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,283 (-1.3%) Land $63,250 Building $169,033 | $232,283 (-1.3%) Land $63,250 Building $169,033 | |
| 2025 | $4,477.00 (+95.08%) | $235,344 (+86.04%) Land $63,250 Building $172,094 | $235,344 (+86.04%) Land $63,250 Building $172,094 |
| 2023 | $2,295.00 (+11.62%) | $126,500 (+19.57%) Land $126,500 | $126,500 (+19.57%) Land $126,500 |
| 2022 | $2,056.00 | $105,800 Land $105,800 | $105,800 Land $105,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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