Polk County property record for 1734 3rd St NE, Winter Haven, FL 33881 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,454 sqft · built 1913 |
| Lot Size | 0.394 acres (17,158 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Mar 2026) |
| Tax Bill | $4,489 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-21-581500-003060 |
| Primary APN | 26-28-21-581500-003060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,454 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| Upper Floors Area | 664 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 17,158 sqft (0.394 acres) |
| Lot Dimensions | 315 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
| Porch Area | 762 sqft |
| Cooling System | None |
|---|
| Street Address | 1734 3RD ST NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND REPLAT OF IDA M SMITHS SUB PB 33 PG 16 BLK 3 LOT 6 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 21 |
| Legal Subdivision | SMITH IDA M SUBDIVISION 2ND REPLAT |
| Legal Tract | 581500 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 13602 |
Source: Polk County records · APN 26-28-21-581500-003060
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1734 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Jul 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC |
| Apr 04, 2018 | Warranty Deed, Transfer · Conventional with PMI LOUISIANA MTG ASSOCS |
| Jun 23, 2017 | Warranty Deed, Transfer HOME SOLUTION TITLE INC |
| Mar 17, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | 202671139 |
| Deed Book / Page | 13931 / 1700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 25, 2026 |
| Property Address | 1734 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0000071139 |
| Book / Page | 13931 / 1700 |
| Map Reference | MB 33 PG 16 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 2026071139 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2026 |
| Title Company | CELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82ND N 1ST ST, EAGLE LAKE, FL 33839 |
| Name | Verified Name |
|---|---|
| Address | 1734 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0139311702 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 13931/1702 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 1734 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0000193490 |
| Book / Page | 11819 / 80 |
| Map Reference | MB 33 PG 16 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021193490 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4293, WINTER HAVEN, FL 33885-4293 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1734 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0000193491 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 11819/82 |
| Instrument | 2021193491 |
| Name | AMERICAN BANCSHARES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HIALEAH, FL 33016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 04, 2018 |
| Property Address | 1734 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0104421284 |
| Book / Page | 010442 / 001284 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 70743 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2514 SUNSET DR WINTER HAVEN FL 338811516, WINTER HAVEN, FL 33881-1516 |
| Document Number | 104421286 |
|---|---|
| Date | Apr 04, 2018 |
| Book Page | 010442/001286 |
| Instrument | 70744 |
| Name | LOUISIANA MTG ASSOCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIAMI, FL 33256 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 23, 2017 |
| Property Address | 1734 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0101860005 |
| Book / Page | 010186 / 000005 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 120782 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 701 6TH ST SW #A WINTER HAVEN FL 338803328, A, WINTER HAVEN, FL 33880-3328 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 17, 2017 |
| Property Address | 1734 3RD ST NE, WINTER HAVEN, FL 33881-2552 |
| Document Number | 0100931450 |
| Book / Page | 010093 / 001450 |
| Instrument Date | Feb 02, 2017 |
| Instrument | 51574 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2333 PINEHURST CT DAVENPORT FL 338371735, DAVENPORT, FL 33837-1735 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,489.00 (+3.03%) Homeowner's exemption | $279,567 (+5.99%) | $334,043 (+4.1%) Land $64,350 Building $269,693 |
| 2024 | $4,357.00 (+2.49%) | ||
| 2023 | $4,251.00 (+2.61%) Homeowner's exemption | $263,775 (+3%) | $320,885 (+25.3%) Land $64,350 Building $256,535 |
| 2022 | $4,143.00 Homeowner's exemption | $256,092 Land $53,820 Building $202,272 | $256,092 Land $53,820 Building $202,272 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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