1737 N Cappero Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1737 N Cappero Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,091 sqft · built 2011
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (May 2020)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028685-6110`

Property Details

APN / Parcel Number

Primary APN	`028685-6110`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,091 sqft Living Area
Gross Area	3,963 sqft
1st Floor Area	2,009 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	306 sqft
Patio Area	936 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1737 N CAPPERO DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/56-69 MURABELLA UNIT 2 LOT 611 OR4940/1771
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 2
Legal Block	1
Legal Lot Number	611
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

Source: St. Johns County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1737 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
May 12, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
May 12, 2020	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Jan 10, 2012 · Amount on Record
Deed Document Number	202036411
Deed Book / Page	4940 / 1771
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 9, 2026
Property Address	1737 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4767
Document Number	0000058532
Book / Page	6398 / 158
Instrument Date	Jul 2, 2026
Instrument	202658532
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4767

Mortgage

Document Number	0000058532,
Date	Jul 9, 2026
Book Page	6398/158
Instrument	202658532

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1737 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4767
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4767

Mortgage

Document Number	0055570249
Date	May 12, 2022
Book Page	5557/249
Instrument	2022048431

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	WARREN, MI 48090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 12, 2020
Property Address	1737 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4767
Document Number	0049401771
Book / Page	4940 / 1771
Map Reference	MB 54 PG 56-69
Instrument Date	May 8, 2020
Instrument	2020036411
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	GLOBAL TTL PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	I88 ATHENS DRIVE, I88, ST AUGUSTINE, FL 32092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4767

Mortgage

Document Number	49401773
Date	May 12, 2020
Instrument	4940/1773

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,560 (+2.7%)	$567,331 (+11.62%) Land $145,000 Building $422,331
2025	$3,568.00 (+5.06%) Disabled Person's exemption Veteran's exemption	$360,818 (+2.9%)	$508,287 (-4.62%) Land $125,000 Building $383,287
2024	$3,396.00 (+5.66%) Disabled Person's exemption Veteran's exemption	$350,649 (+3%)	$532,925 (+2.96%) Land $115,000 Building $417,925
2023	$3,214.00 (+3.21%) Disabled Person's exemption Veteran's exemption	$340,436 (+3%)	$517,619 (+6.74%) Land $95,200 Building $422,419
2022	$3,114.00 Disabled Person's exemption Veteran's exemption	$330,520	$484,954 Land $95,200 Building $389,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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