St. Johns County property record for 1728 N Cappero Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,445 sqft · built 2009 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Jan 2024) |
| Tax Bill | $8,603 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028685-5980 |
| Primary APN | 028685-5980 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,445 sqft Living Area |
| Gross Area | 4,110 sqft |
| 1st Floor Area | 2,322 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 665 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 1,134 sqft |
| Deck Area | Deck Area |
| Patio Area | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1728 N CAPPERO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54/56-69 MURABELLA UNIT 2 LOT 598 OR5884/1860 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 598 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028685-5980
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1728 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE CAPITAL INC |
| Jan 11, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 09, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on Record |
| Deed Sale | Jan 11, 2024 · Amount on Record |
| Prior Sale | Feb 09, 2022 · Amount on Record |
| Deed Document Number | 20242831 |
| Deed Book / Page | 5884 / 1860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 12, 2026 |
| Property Address | 1728 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4766 |
| Document Number | 0000040767 |
| Book / Page | 6362 / 552 |
| Instrument Date | May 07, 2026 |
| Instrument | 202640767 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1728 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4766 |
| Document Number | 0000040767, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 6362/552 |
| Instrument | 202640767 |
| Name | US MORTGAGE CAPITAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2024 |
| Property Address | 1728 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4766 |
| Document Number | 0058841860 |
| Book / Page | 5884 / 1860 |
| Map Reference | MB 54 PG 56-69 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024002831 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 S SHADOWWOOD DR, SAINT AUGUSTINE, FL 32086-9127 |
| Name | Verified Name |
|---|---|
| Address | 1728 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4766 |
| Document Number | 0058841862 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 5884/1862 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 09, 2022 |
| Property Address | 1728 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4766 |
| Document Number | 0054891137 |
| Book / Page | 5489 / 1137 |
| Map Reference | MB 54 PG 56-59 |
| Instrument Date | Feb 04, 2022 |
| Instrument | 2022014702 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 789 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3449 |
| Name | Verified Name |
|---|---|
| Address | 1728 N CAPPERO DR, SAINT AUGUSTINE, FL 32092-4766 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,762 (+2.7%) | $674,081 (+7.95%) Land $145,000 Building $529,081 | |
| 2025 | $8,603.00 (-20.92%) Homeowner's exemption | $412,621 (-30.85%) | $624,427 (+4.65%) Land $125,000 Building $499,427 |
| 2024 | $10,879.00 (+2.28%) Homeowner's exemption | $596,680 (-4.38%) | $596,680 (-4.38%) Land $115,000 Building $481,680 |
| 2023 | $10,636.00 (+52.88%) Homeowner's exemption | $624,018 (+83.76%) | $624,018 (+7.78%) Land $95,200 Building $528,818 |
| 2022 | $6,957.00 Homeowner's exemption | $339,576 | $578,989 Land $95,200 Building $483,789 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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