1736 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1736 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,629 sqft · built 1995
Lot Size	0.137 acres (5,959 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Sep 2021)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-21-137`

Property Details

APN / Parcel Number

Primary APN	`304-21-137`
Alternative APN	`304211371`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	1,749 sqft
1st Floor Area	1,629 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,959 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1736 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO CIMARRON MCR 380-25
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	RANCHO CIMARRON
Legal Lot Number	109
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2009
Census Tract	422512

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	70 W BAYLOR LN, GILBERT, AZ 85233-8310
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage LCA BANK CORPORATION
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2021	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	20211043638
Last Transfer Date	Aug 21, 2024
Transfer Doc	0000445227
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1736 E SARATOGA ST, GILBERT, AZ 85296-2601
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000570803
Date	Aug 3, 2017
Instrument	2017-0570803

Lender

Name	LCA BANK CORPORATION
Type	Non-Lending Institution
Address	PARK CITY, UT 84060

Agreement

Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2021
Property Address	1736 E SARATOGA ST, GILBERT, AZ 85296-2601
Document Number	0001043638
Map Reference	MB 380 PG 25
Instrument Date	Sep 28, 2021
Instrument	20211043638
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1736 E SARATOGA ST, GILBERT, AZ 85296-2601

Mortgage

Document Number	0001043639
Date	Sep 28, 2021
Instrument	20211043639

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 2, 2021
Property Address	1736 E SARATOGA ST, GILBERT, AZ 85296-2601
Document Number	0000609657
Map Reference	MB 380 PG 25
Instrument Date	Jun 2, 2021
Instrument	20210609657
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 W BELMONT RED TRL, QUEEN CREEK, AZ 85143-5576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,350 (+104.84%)	$403,500 (+5.16%) Land $80,700 Building $322,800
2025	$1,505.00 (+3.15%)	$19,698 (-51.86%)	$383,700 (-6.23%) Land $76,700 Building $307,000
2024		$40,920	$409,200 Land $81,800 Building $327,400
2023	$1,459.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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