1735 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1735 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1995
Lot Size	0.119 acres (5,175 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Mar 2026)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-21-126`

Property Details

APN / Parcel Number

Primary APN	`304-21-126`
Alternative APN	`304211268`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
Gross Area	1,394 sqft
1st Floor Area	1,266 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,175 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1735 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO CIMARRON MCR 380-25
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	RANCHO CIMARRON
Legal Lot Number	98
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	422512

Owner

Source: Maricopa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1735 E SARATOGA ST, GILBERT, AZ 85296-2600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer · Conventional Mortgage ONEAZ CU
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	2026187026
Prior Transfer Date	Aug 27, 2012
Prior Transfer Doc	0000773145
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 31, 2026
Property Address	1735 E SARATOGA ST, GILBERT, AZ 85296-2600
Document Number	0000187026
Map Reference	MB 380 PG 25
Instrument Date	Mar 30, 2026
Instrument	20260187026
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	NAVI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1736 E SARATOGA ST, GILBERT, AZ 85296-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1735 E SARATOGA ST, GILBERT, AZ 85296-2600

Mortgage

Document Number	0000187027
Date	Mar 31, 2026
Instrument	20260187027

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 12, 2021
Property Address	1735 E SARATOGA ST, GILBERT, AZ 85296-2600
Document Number	0001213986
Map Reference	DOC 95-0398230
Instrument Date	Nov 11, 2021
Instrument	20211213986
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3937 S NEWPORT ST, 3937, CHANDLER, AZ 85286-2594

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1735 E SARATOGA ST, GILBERT, AZ 85296-2600

Mortgage

Document Number	0001213987
Date	Nov 12, 2021
Instrument	20211213987

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,420 (+117.65%)	$354,200 (+5.17%) Land $70,800 Building $283,400
2025	$1,324.00 (+9.88%)	$16,274 (-54.62%)	$336,800 (-6.08%) Land $67,300 Building $269,500
2024		$35,860	$358,600 Land $71,700 Building $286,900
2023	$1,205.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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