1735 Mount Vernon Dr, Covington, KY 41011 Property Records

Kenton County property record for 1735 Mount Vernon Dr, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,798 sqft · built 1968
Lot Size0.243 acres (10,578 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Oct 2012)
Tax Bill$3,275 (2025)
Deeds & MortgagesApr 2026 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN042-10-00-215.04

Property Details

APN / Parcel Number

Primary APN042-10-00-215.04

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,798 sqft Finished Area
Gross Area3,313 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area10,578 sqft (0.243 acres)
Lot Dimensions129 ft deep x 82 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1735 MOUNT VERNON DR
CityCOVINGTON
StateKY
Zip41011-3662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO HGTS SEC 5 PT LOTS 85-86 82'X 129' NWS MT VERNON DR
Legal SubdivisionMONTICELLO HEIGHTS
Legal Phase5
Legal Lot Number85,86
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3016
Census Tract65200

Owner

1735 Mount Vernon Dr is owned and occupied by an individual who acquired it in March 2026.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1735 MOUNT VERNON DR, COVINGTON, KY 41011-3662
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Quit Claim Deed, Transfer · Conventional Mortgage
CENTRAL BANK & TRUST COMPANY
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2012 · Amount on File
Deed SaleOct 11, 2012 · Amount on File
Deed Document Number201210 11 059 00222
Deed Book / Page4973 / 303
Last Transfer DateMar 30, 2026
Transfer Doc0000006864
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateApr 9, 2026
Property Address1735 MOUNT VERNON DR, FT WRIGHT, KY 41011-3662
Document Number0000006864
Book / Page411 / 157
Instrument DateMar 30, 2026
Instrument20266864
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1735 MOUNT VERNON DR, FT WRIGHT, KY 41011-3662

Mortgage

Document Number0000006865,
DateApr 9, 2026
Instrument202604096865
Lender
NameCENTRAL BANK & TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1735 MOUNT VERNON DR, COVINGTON, KY 41011-3662
Document Number0000000017
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1735 MOUNT VERNON DR COVINGTON KY 410113662, COVINGTON, KY 41011-3662

Mortgage

Document Number0000000017
DateOct 1, 2019
Book Page0C6765/000052
Instrument17
Lender
NameCENTRAL BK
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1735 Mount Vernon Dr was $3,275.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,500 (-) Land $55,000 Building $275,500$330,500 (-) Land $55,000 Building $275,500
2025$3,275.00$330,500 Land $55,000 Building $275,500$330,500 Land $55,000 Building $275,500
2023$2,286.00$214,500 Land $45,000 Building $169,500$214,500 Land $45,000 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1735 Mount Vernon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1735 Mount Vernon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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