Kenton County property record for 1834 Mount Vernon Dr, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,264 sqft · built 1974 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jun 2019) |
| Tax Bill | $3,384 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-10-00-244.00 |
| Primary APN | 042-10-00-244.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,264 sqft Finished Area |
| Gross Area | 2,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1834 MOUNT VERNON DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO HGTS SEC 7 LOT 161 |
| Legal Subdivision | MONTICELLO HEIGHTS |
| Legal Phase | 7 |
| Legal Lot Number | 161 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 65200 |
1834 Mount Vernon Dr is owned and occupied by two individuals who bought it in June 2019.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1834 MOUNT VERNON DR, COVINGTON, KY 41011-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Dec 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| Jun 17, 2019 | Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on File |
| Deed Sale | Jun 17, 2019 · Amount on File |
| Prior Sale | Jun 8, 2016 · Amount on File |
| Deed Document Number | 201906 17 059 00123 |
| Deed Book / Page | 6681 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 15, 2026 |
| Property Address | 1834 MOUNT VERNON DR, COVINGTON, KY 41011-3628 |
| Document Number | 0000007270 |
| Book / Page | 413 / 295 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20267270 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLDE STONE TITLE, OLD TOWN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1834 MOUNT VERNON DR, COVINGTON, KY 41011-3628 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007270, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 413/295 |
| Instrument | 20267270 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 5, 2025 |
| Property Address | 1834 MOUNT VERNON DR, FT WRIGHT, KY 41011-3628 |
| Document Number | 0005900136 |
| Book / Page | KC 378 / 991 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 25120505900136 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1834 MOUNT VERNON DR, COVINGTON, KY 41011-3628 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1834 MOUNT VERNON DR, FT WRIGHT, KY 41011-3628 |
| Document Number | 0005900137 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | KCM 713/913 |
| Instrument | 25120505900137 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1834 MOUNT VERNON DR, COVINGTON, KY 41011-3628 |
| Document Number | 0000000121 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1834 MOUNT VERNON DR COVINGTON KY 410113628, COVINGTON, KY 41011-3628 |
| Document Number | 0000000121 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 000020/000089 |
| Instrument | 121 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 15, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 17, 2019 |
| Property Address | 1834 MOUNT VERNON DR, COVINGTON, KY 41011-3628 |
| Document Number | 0000000123 |
| Book / Page | 0C6681 / 000339 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 123 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1834 MOUNT VERNON DR COVINGTON KY 410113628, COVINGTON, KY 41011-3628 |
| Document Number | 125 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 0C6681/000342 |
| Instrument | 125 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2049 |
The 2025 property tax bill for 1834 Mount Vernon Dr was $3,384 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,000 (+31.34%) Land $55,000 Building $458,000 | $513,000 (+31.34%) Land $55,000 Building $458,000 | |
| 2025 | $3,384.00 Homeowner's exemption | $390,600 Land $55,000 Building $335,600 | $390,600 Land $55,000 Building $335,600 |
| 2023 | $3,890.00 | $365,000 Land $45,000 Building $320,000 | $365,000 Land $45,000 Building $320,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1834 Mount Vernon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1834 Mount Vernon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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