1735 Hawksbill Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1735 Hawksbill Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,659 sqft · built 2018
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Aug 2020)
Tax Bill	$5,056 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-31-0876-0001-1570`

Property Details

APN / Parcel Number

Primary APN	`05-26-31-0876-0001-1570`
Alternative APN	`263105087600011570`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,659 sqft Living Area
Gross Area	4,601 sqft
1st Floor Area	1,871 sqft
Upper Floors Area	1,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	501 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1735 HAWKSBILL LN
City	SAINT CLOUD
State	FL
Zip	34771-7549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 157
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	PRESERVE AT TURTLE CREEK PH 2
Legal Phase	2
Legal Tract	876
Legal Block	1570
Legal Lot Number	157
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43600

Owner

Source: Osceola County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1735 HAWKSBILL LN, SAINT CLOUD, FL 34771-7549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Jun 25, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Apr 6, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 17, 2018	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	2020102258
Deed Book / Page	5768 / 1083
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1735 HAWKSBILL LN, SAINT CLOUD, FL 34771-7549
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1735 HAWKSBILL LN, SAINT CLOUD, FL 34771-7549

Mortgage

Document Number	0061232795
Date	Jan 6, 2022
Book Page	6123/2795
Instrument	2022003388

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1735 HAWKSBILL LN, SAINT CLOUD, FL 34771-7549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055461731
Date	Jun 25, 2019
Book Page	5546/1731
Instrument	2019081420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 4, 2020
Property Address	1735 HAWKSBILL LN, SAINT CLOUD, FL 34771-7549
Document Number	0057681083
Book / Page	5768 / 1083
Map Reference	MB 24 PG 42-44
Instrument Date	Jul 31, 2020
Instrument	2020102258
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 RIVER BASIN DR # DR3-111, 245, ORLANDO, FL 32824-5146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1735 HAWKSBILL LN, SAINT CLOUD, FL 34771-7549

Mortgage

Document Number	0057681085
Date	Aug 4, 2020
Instrument	5768/1085

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 6, 2018
Property Address	1735 HAWKSBILL LN, SAINT CLOUD, FL 34771-7549
Document Number	0053122954
Book / Page	5312 / 2954
Map Reference	MB24 PG42
Instrument Date	Apr 5, 2018
Instrument	2018054572
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	EASTERN NATL TITLE AGENCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,644.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 SOUTHHALL LN STE 120, 151, MAITLAND, FL 32751-7115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1735 HAWKSBILL LN, SAINT CLOUD, FL 34771-7549

Mortgage

Document Number	2018054573
Date	Apr 6, 2018
Instrument	2018054573

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1735 HAWKSBILL LN, SAINT CLOUD, FL 34771-7549
Document Number	0052771357
Book / Page	005277 / 001357
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,056.00 (+6%) Homeowner's exemption	$325,382 (+5.99%)	$476,700 (-5.73%) Land $75,000 Building $401,700
2023	$4,770.00 (+3.43%) Homeowner's exemption	$307,002 (+3%)	$505,700 (+14.41%) Land $65,000 Building $440,700
2022	$4,612.00 Homeowner's exemption	$298,061	$442,000 Land $60,000 Building $382,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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