1732 Hawksbill Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1732 Hawksbill Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,971 sqft · built 2018
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Mar 2023)
Tax Bill	$5,405 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052631087600011430`

Property Details

APN / Parcel Number

Primary APN	`052631087600011430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,971 sqft Heated Area
Gross Area	2,760 sqft
1st Floor Area	1,971 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	348 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1732 HAWKSBILL LN
City	SAINT CLOUD
State	FL
Zip	34771-7548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 143
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	TURTLE CREEK
Legal Phase	2
Legal Tract	876
Legal Lot Number	143
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2071
Census Tract	43600

Owner

1732 Hawksbill Ln is owned and occupied by an individual who bought it in March 2023.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	1732 HAWKSBILL LN, SAINT CLOUD, FL 34771-7548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU
Feb 27, 2018	Special Warranty Deed, Subdivision Related Transfer ESTERN NATL TITLE AGENCY LLC
Jan 17, 2018	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on File
Deed Sale	Mar 22, 2023 · Amount on File
Prior Sale	Feb 27, 2018 · Amount on File
Deed Document Number	2023032503
Deed Book / Page	6374 / 1441
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 22, 2023
Property Address	1732 HAWKSBILL LN, SAINT CLOUD, FL 34771-7548
Document Number	0063741441
Book / Page	6374 / 1441
Map Reference	MB 24 PG 42-44
Instrument Date	Mar 20, 2023
Instrument	2023032503
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	INVESTORS TITLE GASTONIA, INVESTORS TITLE FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9208 FREMONT AVE N, SEATTLE, WA 98103-3135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 HAWKSBILL LN, SAINT CLOUD, FL 34771-7548

Mortgage

Document Number	0063741443
Date	Mar 22, 2023
Instrument	6374/1443

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1732 HAWKSBILL LN, SAINT CLOUD, FL 34771-7548
Document Number	0057201432
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 HAWKSBILL LN ST CLOUD FL 347717548, ST CLOUD, FL 34771-7548

Mortgage

Document Number	0057201432
Date	May 11, 2020
Book Page	005720/001432
Instrument	62460

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 10, 2035

February 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 27, 2018
Property Address	1732 HAWKSBILL LN, SAINT CLOUD, FL 34771-7548
Document Number	0052922521
Book / Page	5292 / 2521
Map Reference	MB24 PG42
Instrument Date	Feb 20, 2018
Instrument	2018033907
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	ESTERN NATL TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 SOUTHHALL LN STE 120, 151, MAITLAND, FL 32751-7115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 HAWKSHILL LN, SAINT CLOUD, FL 34771-7548

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1732 HAWKSBILL LN, SAINT CLOUD, FL 34771-7548
Document Number	0052771357
Book / Page	005277 / 001357
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Tax Assessment & Valuation

The 2025 property tax bill for 1732 Hawksbill Ln was $5,405 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,405.00 Homeowner's exemption Widower's exemption	$349,900 Land $75,000 Building $274,900	$349,900 Land $75,000 Building $274,900
2023	$3,838.00 (+3.53%) Homeowner's exemption	$255,275 (+3%)	$347,600 (+14.08%) Land $65,000 Building $282,600
2022	$3,707.00 Homeowner's exemption	$247,840	$304,700 Land $60,000 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1732 Hawksbill Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1732 Hawksbill Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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