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1734 Windcloud Dr, Rockford, IL 61108 Property Records

Winnebago County property record for 1734 Windcloud Dr, Rockford, IL 61108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,388 sqft · built 1991
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$264,000 (Jul 2026)
Tax Bill$6,390 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN178A256

Property Details

APN / Parcel Number

Primary APN178A256
Alternative APN
  • 1234203016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area4,141 sqft
1st Floor Area1,598 sqft
Basement Area1,598 sqft
Finished Basement395 sqft
Unfinished Basement1,203 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions165 ft deep x 83 ft wide
Garage TypeAttached
Garage Area550 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
PorchPorch
Deck Area564 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number178A256
Street Address1734 WINDCLOUD DR
CityROCKFORD
StateIL
Zip61108-6861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLAT NO 1 DIXONS & NIEMANS WESTVALE SUB BNG PT NE1/4 SEC 34-44-2 LOT 56
Legal Range2
Legal Township44
Legal Section34
Legal SubdivisionPLAT NO 1 DIXONS & NIEMANS WESTVALE SUB
Legal Lot Number56
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2003
Census Tract513

Owner

Source: Winnebago County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1734 WINDCLOUD DR, ROCKFORD, IL 61108-6861
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2026 · Amount on Record
Deed SaleJul 29, 2026 · Amount on Record
Deed Document Number202619458
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 29, 2026
Property Address1734 WINDCLOUD DR, ROCKFORD, IL 61108-6861
Document Number0000019458
Instrument DateJul 28, 2026
Instrument202619458
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyMTA TITLE AND ESCROW LLC, MTA TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$39,996.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1734 WINDCLOUD DR, ROCKFORD, IL 61108-6861

Mortgage

Document Number0000019459,
DateJul 29, 2026
Instrument202619459
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate7.13%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000019460,
DateJul 29, 2026
Instrument202619460
Lender
NameILLINOIS HOUSING DEV AUTHORITY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,390.00$78,385 (+41.39%) Land $11,130 Building $67,255$235,155 (+41.39%) Land $33,390 Building $201,765
2022Homeowner's exemption$55,440 Land $7,872 Building $47,568$166,320 Land $23,616 Building $142,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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