1718 Windcloud Dr, Rockford, IL 61108 Property Records

Winnebago County property record for 1718 Windcloud Dr, Rockford, IL 61108

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,151 sqft · built 1989
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$134,500 (Jun 2002)
Tax Bill$5,927 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN178A257

Property Details

APN / Parcel Number

Primary APN178A257
Alternative APN
  • 1234203015

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,151 sqft Living Area
Gross Area3,552 sqft
1st Floor Area1,421 sqft
Basement Area1,421 sqft
Finished Basement710 sqft
Unfinished Basement711 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions165 ft deep x 83 ft wide
Garage TypeAttached
Garage Area690 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
Deck Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number178A257
Street Address1718 WINDCLOUD DR
CityROCKFORD
StateIL
Zip61108-6861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLAT NO 1 DIXONS & NIEMANS WESTVALE SUB BNG PT NE1/4 SEC 34-44-2 LOT 57
Legal Range2
Legal Township44
Legal Section34
Legal SubdivisionPLAT NO 1 DIXONS & NIEMANS WESTVALE SUB
Legal Lot Number57
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2003
Census Tract513

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1718 WINDCLOUD DR, ROCKFORD, IL 61108-6861
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2002 · Amount on Record
Deed SaleJun 18, 2002 · Amount on Record
Deed Document Number2002245488
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address1718 WINDCLOUD DR, ROCKFORD, IL 61108-6861
Document Number0001001651
Instrument DateJan 11, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1718 WINDCLOUD DR ROCKFORD IL 611086861, ROCKFORD, IL 61108-6861

Mortgage

Document Number0001001651
DateJan 17, 2020
Instrument1001651
Lender
NameSTILLMAN BANCORP
TypeMortgage Company
AddressSTILLMAN VALLEY, IL 61084
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term120 Months
DueJan 16, 2030

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,927.00$73,136 (+41.39%) Land $11,130 Building $62,006$219,408 (+41.39%) Land $33,390 Building $186,018
2022Homeowner's exemption$51,728 Land $7,872 Building $43,856$155,184 Land $23,616 Building $131,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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