Clay County property record for 1734 Covington Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,301 sqft · built 2003 |
| Lot Size | 0.16 acres (6,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Jul 2020) |
| Tax Bill | $3,595 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 16-05-26-014266-029-14 |
| Primary APN | 16-05-26-014266-029-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,301 sqft Living Area |
| Gross Area | 2,751 sqft |
| 1st Floor Area | 2,301 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,973 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1734 COVINGTON LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-3378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 14 COVINGTON AS REC OR 4326 PG 23 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 16 |
| Legal Subdivision | COVINGTON |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30707 |
Source: Clay County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 8144, FLEMING ISLAND, FL 32006-0007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Feb 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC |
| Jul 6, 2020 | Warranty Deed, Transfer JACKSONVILLE TITLE AND TRUST LLC, JACKSONVILLE TITLE & TR LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2020 · Amount on Record |
| Deed Sale | Jul 6, 2020 · Amount on Record |
| Prior Sale | Mar 4, 2004 · Amount on Record |
| Deed Document Number | 202033247 |
| Deed Book / Page | 4326 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 23, 2026 |
| Property Address | 1734 COVINGTON LN, FLEMING ISLAND, FL 32003-3378 |
| Document Number | 0050160562 |
| Book / Page | 5016 / 562 |
| Map Reference | MB 38 PG 71-76 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026008112 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1525 KINGSLEY AVE, ORANGE PARK, FL 32073-4529 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 8144, FLEMING ISLAND, FL 32006-0007 |
| Document Number | 0005016564 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 5016/564 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 6, 2020 |
| Property Address | 1734 COVINGTON LN, FLEMING ISLAND, FL 32003-3378 |
| Document Number | 0043260023 |
| Book / Page | 004326 / 000023 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 33247 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | JACKSONVILLE TITLE AND TRUST LLC, JACKSONVILLE TITLE & TR LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,065.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1734 COVINGTON LN FLEMING ISLAND FL 320033378, FLEMING ISLAND, FL 32003-3378 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,595.00 (-33.45%) Homeowner's exemption | $275,901 (+5.99%) | $381,106 (+3.53%) Land $60,000 Building $321,106 |
| 2023 | $5,402.00 (+5.02%) Homeowner's exemption | $260,317 (+3%) | $368,105 (+8.8%) Land $60,000 Building $308,105 |
| 2022 | $5,144.00 Homeowner's exemption | $252,735 | $338,343 Land $50,000 Building $288,343 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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