1726 Covington Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1726 Covington Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 2004
Lot Size	0.267 acres (11,630 sqft)
Owner	Individual Name on Record
Last Sale	$154,100 (Feb 2004)
Tax Bill	$1,725 (2023)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`16-05-26-014266-029-15`

Property Details

APN / Parcel Number

Primary APN	`16-05-26-014266-029-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	1,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,630 sqft (0.267 acres)
Garage Type	Attached
Garage Area	452 sqft
Porch	Screened/Unfinished Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1726 COVINGTON LN
City	FLEMING ISLAND
State	FL
Zip	32003-3378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 15 COVINGTON AS REC OR 2325 PG 2070;3058 PG 963FJ; 3578 PG 525 & 3583 PG 288
Legal Range	26E
Legal Township	05S
Legal Section	16
Legal Subdivision	COVINGTON
Legal Lot Number	15
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1726 COVINGTON LN, FLEMING ISLAND, FL 32003-3378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2004 · Amount on Record
Deed Sale	Feb 5, 2004 · Amount on Record
Deed Document Number	200410753
Deed Book / Page	2325 / 2070
Last Transfer Date	Sep 20, 2013
Transfer Doc	0035830288
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1726 COVINGTON LN, FLEMING ISLAND, FL 32003-3378
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 COVINGTON LN, FLEMING ISLAND, FL 32003-3378

Mortgage

Document Number	0045030433
Date	Sep 1, 2021
Book Page	4503/433
Instrument	2021054849

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$165,317 (+5.99%)	$288,684 (+3.34%) Land $60,000 Building $228,684
2023	$1,725.00 (+2.19%) Disabled Person's exemption Veteran's exemption	$155,979 (+3%)	$279,348 (+8.32%) Land $60,000 Building $219,348
2022	$1,688.00 Disabled Person's exemption Veteran's exemption	$151,436	$257,883 Land $50,000 Building $207,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20