17321 Three Notch Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 17321 Three Notch Rd, Dameron, MD 20628

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 1964
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on Record
Last Sale$222,000 (Sep 2012)
Tax Bill$2,861 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-022814

Property Details

APN / Parcel Number

Primary APN01-022814
Alternative APNs
  • 1022814
  • 022814

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Total Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area82,764 sqft (1.9 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number022814
Street Address17321 THREE NOTCH RD
CityDAMERON
StateMD
Zip20628-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal Description1.90 ACRES W/S MD RT 235 DAMERON
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group4
Census Block4063
Census Tract876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17321 THREE NOTCH RD, DAMERON, MD 20628-3001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Deed of Trust, Mortgage · Line of Credit
CEDAR POINT FCU
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CEDAR POINT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2012 · Amount on Record
Deed SaleSep 11, 2012 · Amount on Record
Deed Book / Page3773 / 202
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address17321 THREE NOTCH RD, DAMERON, MD 20628-3001
Transaction TypeMortgage
Record UpdatedApr 19, 2024
Title CompanyBLUE CRAB TITLE ESCROW LLC, BLUE CRAB T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064580436
DateJan 31, 2024
Book Page6458/436
Lender
NameCEDAR POINT FCU
TypeCredit Union
AddressLEXINGTON PARK, MD 20653
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address17321 THREE NOTCH RD, DAMERON, MD 20628-3001
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyBLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address17321 THREE NOTCH RD, DAMERON, MD 20628-3001

Mortgage

Document Number0058490197
DateJul 15, 2021
Book Page5849/197
Lender
NameCEDAR POINT FCU
TypeCredit Union
AddressLEXINGTON PARK, MD 20653
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$298,900 (+24.85%) Land $124,500 Building $174,400$298,900 (+24.85%) Land $124,500 Building $174,400
2025$2,861.00 (+8.87%) Homeowner's exemption
2023$2,628.00 Homeowner's exemption$239,400 Land $119,500 Building $119,900$239,400 Land $119,500 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims107 (1985–2022)
Claims Outside the SFHA38 of 107
Most Recent ClaimOct 2022 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Isabel, Sep 2003 · 46 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 92% of Maryland
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Breezeline
Cable
1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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