17275 Three Notch Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 17275 Three Notch Rd, Dameron, MD 20628

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1991
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Tax Bill	$2,631 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-024493`

Property Details

APN / Parcel Number

Primary APN	`01-024493`
Alternative APNs	`1024493` `024493`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024493
Street Address	17275 THREE NOTCH RD
City	DAMERON
State	MD
Zip	20628-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	1.18 ACRES W/S THREE NOTCH RD P/O HAWLEY'S
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4063
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17275 THREE NOTCH RD, DAMERON, MD 20628-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 16, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Mar 13, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2005
Deed Sale	May 12, 2005
Prior Sale	Jan 30, 1996 · Amount on Record
Deed Document Number	20053760
Deed Book / Page	2519 / 365
Transfer Doc	0025190365
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Recording Date	May 12, 2026
Property Address	17275 THREE NOTCH RD, DAMERON, MD 20628-3204
Document Number	6900000209
Book / Page	6900 / 209
Instrument Date	May 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	17275 THREE NOTCH RD, DAMERON, MD 20628-3204

Mortgage

Document Number	6900000209,
Date	May 12, 2026
Book Page	6900/209

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	17275 THREE NOTCH RD, DAMERON, MD 20628-3204
Document Number	0054100083
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	17275 THREE NOTCH RD DAMERON MD 206283204, DAMERON, MD 20628-3204

Mortgage

Document Number	0054100083
Date	Jul 28, 2020
Book Page	005410/000083

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	17275 THREE NOTCH RD, DAMERON, MD 20628-3204
Document Number	0050470011
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	17275 THREE NOTCH RD DAMERON MD 206283204, DAMERON, MD 20628-3204

Mortgage

Document Number	0050470011
Date	Mar 27, 2019
Book Page	005047/000011

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,500 (+5.35%) Land $120,900 Building $138,600	$259,500 (-) Land $120,900 Building $138,600
2025	$2,631.00 (+8.36%) Homeowner's exemption	$246,333 (+11.97%)	$259,500 (+17.95%) Land $120,900 Building $138,600
2023	$2,428.00 Homeowner's exemption	$220,000 Land $115,900 Building $104,100	$220,000 Land $115,900 Building $104,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 92% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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