1732 Elsmere Rd, Waterford, MI 48328 Property Records

Oakland County property record for 1732 Elsmere Rd, Waterford, MI 48328

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1928
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Nov 2006)
Tax Bill$895 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNW-13-14-427-006

Property Details

APN / Parcel Number

Primary APNW-13-14-427-006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area848 sqft
Unfinished Basement848 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area299 sqft
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1732 ELSMERE RD
CityWATERFORD
StateMI
Zip48328-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT3N, R9E, SEC 14 ORCHARD BLUFFS LOT 116
Legal Range09E
Legal Township03N
Legal Section14
Legal SubdivisionBLUFFS
Legal Lot Number116
JurisdictionOAKLAND MI
Township / Civil DivisionWATERFORD
Census Block Group4
Census Block4002
Census Tract144600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1732 ELSMERE RD, WATERFORD, MI 48328-1611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2006 · Amount on Record
Deed SaleNov 6, 2006 · Amount on Record
Prior SaleJul 28, 2004 · Amount on Record
Deed Document Number2006625
Deed Book / Page38346 / 579
Last Transfer DateMar 7, 2013
Transfer Doc0000064613
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1732 ELSMERE RD, WATERFORD, MI 48328-1611
Document Number0000225804
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedDec 3, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1732 ELSMERE RD WATERFORD MI 483281611, WATERFORD, MI 48328-1611

Mortgage

Document Number0000225804
DateOct 29, 2020
Book Page055083/000065
Instrument225804
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 28, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWaterford Charter Township
Unified School DistrictWaterford School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$895.00 (-40.61%) Homeowner's exemption$85,700 (+13.33%)$171,400 (+13.33%)
2024$1,507.00 (+17.28%)
2023$75,620$151,240
2021$1,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD TOWNSHIP
serves 73,441 people · EPA ID MI0006910
Water SourceGroundwater
Last State InspectionSep 2021
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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