17317 Wavecrest Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 17317 Wavecrest Ct, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 6,752 sqft · built 2020
Lot Size	0.515 acres (22,444 sqft)
Owner	Individual Name on Record
Last Sale	$2,993,000 (Jun 2021)
Tax Bill	$27,751 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-841-11`

Property Details

APN / Parcel Number

Primary APN	`001-841-11`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	6,752 sqft Heated Area
Gross Area	3,316 sqft
1st Floor Area	2,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,444 sqft (0.515 acres)
Garage Area	546 sqft

Exterior Amenities

Porch	Porch
Porch Area	190 sqft
Deck Area	25 sqft
Patio Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-841-11
Street Address	17317 WAVECREST CT
City	CORNELIUS
State	NC
Zip	28031-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L7 M18-279
Legal Subdivision	SOMERSET SHORES
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1019
Census Tract	6219

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17317 WAVECREST CT, CORNELIUS, NC 28031-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA
Aug 28, 2020	Loan Modification, Mortgage · Line of Credit HOUSING CAP
Jan 17, 2020	Warranty Deed, Transfer · Construction Mortgage FTF LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	0036139783
Deed Book / Page	36139 / 783
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 2, 2021
Property Address	17317 WAVECREST CT, CORNELIUS, NC 28031-7700
Document Number	0000109016
Book / Page	36139 / 783
Map Reference	MB 18 PG 279
Instrument Date	Jun 1, 2021
Instrument	2021109016
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,986.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17317 WAVECREST CT, CORNELIUS, NC 28031-7700

Mortgage

Document Number	0000109017
Date	Jun 2, 2021
Instrument	2021109017

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	17317 WAVECREST CT, CORNELIUS, NC 28031-7700
Document Number	0000137368
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	236 RACEWAY DR #7 MOORESVILLE NC 281176518, 7, MOORESVILLE, NC 28117-6518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000137368
Date	Aug 28, 2020
Book Page	034987/000085
Instrument	137368

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 17, 2020
Property Address	17317 WAVECREST CT, CORNELIUS, NC 28031-7700
Document Number	0000007928
Book / Page	034212 / 000134
Instrument Date	Jan 15, 2020
Instrument	7928
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	STATEWIDE TITLE COMPANY, STATEWIDE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3965 MOORESVILLE NC 281173965, MOORESVILLE, NC 28117-3965

Mortgage

Document Number	7929
Date	Jan 17, 2020
Book Page	034212/000136
Instrument	7929

Lender

Name	FTF LNDG LLC
Address	1220 W 6TH ST # 201, CLEVELAND, OH 44113-1327

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 16, 2021

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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