17307 Wavecrest Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 17307 Wavecrest Ct, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 6,288 sqft · built 1979
Lot Size	0.511 acres (22,274 sqft)
Owner	Company Name on Record
Tax Bill	$20,763 (2023)
Deeds & Mortgages	Feb 2021 Construction Loan Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-841-10`

Property Details

APN / Parcel Number

Primary APN	`001-841-10`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	6,288 sqft Heated Area
Gross Area	2,444 sqft
1st Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,274 sqft (0.511 acres)
Deck Area	20 sqft
Patio Area	1,036 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-841-10
Street Address	17307 WAVECREST CT
City	CORNELIUS
State	NC
Zip	28031-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L6 M68-134
Legal Subdivision	SOMERSET SHORES
Legal Lot Number	6
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1019
Census Tract	6219

Owner

Source: Mecklenburg County records, as of June 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17307 WAVECREST CT, CORNELIUS, NC 28031-7700
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Feb 26, 2021	Correction Deed HARBOR CITY TITLE
Dec 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK
Dec 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021
Deed Sale	Feb 26, 2021
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	0035729666
Deed Book / Page	35453 / 554
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	17307 WAVECREST CT, CORNELIUS, NC 28031-7700
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038176
Date	Feb 26, 2021
Book Page	35729/673
Instrument	2021038176

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	7.25%

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 26, 2021
Property Address	17307 WAVECREST CT, CORNELIUS, NC 28031-7700
Document Number	0000038174
Book / Page	35729 / 666
Map Reference	MB 68 PG 134
Instrument Date	Feb 26, 2021
Instrument	2021038174
Record Updated	May 25, 2023
Title Company	HARBOR CITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	825 SAN JUAN PL, SAN DIEGO, CA 92109-7339

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 18, 2020
Property Address	17307 WAVECREST CT, CORNELIUS, NC 28031-7700
Document Number	0000215745
Book / Page	35453 / 559
Map Reference	MB 18 PG 279
Instrument Date	Dec 18, 2020
Instrument	2020215745
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17307 WAVECREST CT, CORNELIUS, NC 28031-7700

Mortgage

Document Number	0000215746
Date	Dec 18, 2020
Instrument	2020215746

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 18, 2020
Property Address	17307 WAVECREST CT, CORNELIUS, NC 28031-7700
Document Number	0000215743
Book / Page	035453 / 000554
Instrument Date	Dec 18, 2020
Instrument	215743
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17307 WAVECREST CT CORNELIUS NC 280317700, CORNELIUS, NC 28031-7700

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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