Ottawa County property record for 17311 Benjamin St, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,488 sqft · built 1974 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,000 (Feb 2018) |
| Tax Bill | $150 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-14-198-012 |
| Primary APN | 70-03-14-198-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,488 sqft |
| Unfinished Basement | 1,488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 11,587 sqft (0.266 acres) |
| Lot Dimensions | 130 ft deep x 89 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 17311 BENJAMIN AVE |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 17 FREDERICK SOULE SUB |
| Legal Range | 13W |
| Legal Township | 6N |
| Legal Section | 14 |
| Legal Subdivision | FREDERICK SOULE SUB |
| Legal Block | 198 |
| Legal Lot Number | 17 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21100 |
17311 Benjamin St is owned and occupied by an individual who bought it in February 2018.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17311 BENJAMIN AVE, SPRING LAKE, MI 49456-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 19, 2020 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Aug 22, 2019 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Feb 15, 2018 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2018 · Amount on File |
| Deed Sale | Feb 15, 2018 · Amount on File |
| Deed Document Number | 20185355 |
| Prior Transfer Date | Oct 23, 2007 |
| Prior Transfer Doc | 5552/881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 17311 BENJAMIN ST, SPRING LAKE, MI 49456-1810 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 17311 BENJAMIN AVE, SPRING LAKE, MI 49456-1810 |
| Document Number | 20260008351 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026-0008351 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 17311 BENJAMIN ST, SPRING LAKE, MI 49456-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210031204 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-0031204 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 17311 BENJAMIN ST, SPRING LAKE, MI 49456-1810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200019062 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020-0019062 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 17311 BENJAMIN ST, SPRING LAKE, MI 49456-1810 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190029264 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019-0029264 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Feb 15, 2018 |
| Property Address | 17311 BENJAMIN ST, SPRING LAKE, MI 49456-1810 |
| Document Number | 20180005355 |
| Map Reference | LB12 PG10A |
| Instrument Date | Sep 1, 2017 |
| Instrument | 2018-0005355 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | SAFE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,745.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17311 BENJAMIN AVE, 17311, MINDEN CITY, MI 48456 |
| Name | Verified Name |
|---|---|
| Address | 318 N ROBERT ST, LUDINGTON, MI 49431-1671 |
| Document Number | 20180005356 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 2018-0005356 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 17311 Benjamin St was $150 with a homeowner's exemption, down 3.2% from the year before.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,900 (+7.77%) | $407,800 (+7.77%) | |
| 2025 | $150.00 (-3.23%) Homeowner's exemption | $189,200 | $378,400 |
| 2024 | $155.00 | ||
| 2023 | $166,400 | $332,800 | |
| 2022 | $3,461.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17311 Benjamin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2016–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17311 Benjamin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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