17248 Benjamin St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17248 Benjamin St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,972 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2017)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-14-199-012`

Property Details

APN / Parcel Number

Primary APN	`70-03-14-199-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,972 sqft Living Area
1st Floor Area	1,076 sqft
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 77 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17248 BENJAMIN AVE
City	SPRING LAKE
State	MI
Zip	49456-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 12 FREDERICK SOULE SUB
Legal Range	13W
Legal Township	6N
Legal Section	14
Legal Subdivision	FREDERICK SOULE SUB
Legal Block	199
Legal Lot Number	12
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1006
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17248 BENJAMIN AVE, SPRING LAKE, MI 49456-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Document Number	201739619
Prior Transfer Date	Oct 10, 2011
Prior Transfer Doc	20110036178
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 23, 2017
Property Address	17248 BENJAMIN ST, SPRING LAKE, MI 49456-1809
Document Number	20170039619
Map Reference	LB12 PG10
Instrument Date	Oct 20, 2017
Instrument	2017-0039619
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17248 BENJAMIN ST, 17248, SPRING LAKE, MI 49456-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5387 ROLLING ACRES DR, FREMONT, MI 49412-9690

Mortgage

Document Number	20170039620
Date	Oct 23, 2017
Instrument	2017-0039620

Lender

Name	GERBER FCU
Type	Credit Union
Address	FREMONT, MI 49412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,100 (+8.24%)	$444,200 (+8.24%)
2025	$4,549.00 (+17.45%) Homeowner's exemption	$205,200 (+11.4%)	$410,400 (+11.4%)
2023		$184,200	$368,400
2022	$3,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20