1731 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1731 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,874 sqft · built 2002
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2023)
Tax Bill	$6,365 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-427-010`

Property Details

APN / Parcel Number

Primary APN	`03-14-427-010`

Interior

Building Area	1,874 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	1731 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 1 PT LT 10 BEG NW COR LT 10, E36.34' S79.64' W47.16' N36.51' NE44.48' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE UNIT 1
Legal Lot Number	10
Legal Unit	1
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1010
Census Tract	103

Owner

Source: Grundy County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1731 WATERS EDGE DR, MINOOKA, IL 60447-8207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 11, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CO LTD
Jun 11, 2021	Warranty Deed, Construction Loan · Construction Mortgage MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2023 · Amount on File
Deed Sale	Oct 11, 2023 · Amount on File
Prior Sale	Jun 11, 2021 · Amount on File
Deed Document Number	2023621972
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1731 WATERS EDGE DR, MINOOKA, IL 60447-8207
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000623399
Date	Jan 10, 2024
Instrument	623399

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Oct 11, 2023
Property Address	1731 WATERS EDGE DR, MINOOKA, IL 60447-8207
Document Number	0000621972
Instrument Date	Sep 21, 2023
Instrument	621972
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1731 WATERS EDGE DR, MINOOKA, IL 60447-8207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 WATERS EDGE DR, MINOOKA, IL 60447-8207

Mortgage

Document Number	0000621973
Date	Oct 11, 2023
Instrument	621973

Lender

Name	FIRST CENTENNIAL MTG CO LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

Mortgage

Document Number	0000621974
Date	Oct 11, 2023
Instrument	621974

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 11, 2021
Property Address	1731 WATERS EDGE DR, MINOOKA, IL 60447-8207
Document Number	0000604290
Instrument Date	Apr 9, 2021
Instrument	604290
Transaction Type	Construction Loan
Record Updated	Oct 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 WATERS EDGE DR, MINOOKA, IL 60447-8207

Mortgage

Document Number	0000604291
Date	Jun 11, 2021
Instrument	604291

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,365.00 (+37.38%)	$79,358 (+24.45%) Land $17,276 Building $62,082	$238,074 (+24.45%) Land $51,828 Building $186,246
2022	$4,633.00 Homeowner's exemption	$63,768 Land $13,882 Building $49,886	$191,304 Land $41,646 Building $149,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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