1726 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1726 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,907 sqft · built 2003
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2025)
Tax Bill	$6,504 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-14-426-043`

Property Details

APN / Parcel Number

Primary APN	`03-14-426-043`

Interior

Building Area	1,907 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	1726 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 1 PT LT 2 - BEG 93.51'E SW COR, E32' N79.38' W32' S79.38' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	2
Legal Unit	1
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1012
Census Tract	103

Owner

1726 Waters Edge Dr is owned and occupied by an individual who bought it in July 2025.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3500 CREIGHTON RD, PENSACOLA, FL 32504-4681
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Mar 28, 2022 · Amount on File
Deed Document Number	2025632693
Prior Transfer Date	Aug 9, 2012
Prior Transfer Doc	0000531199
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Recording Date	Apr 8, 2026
Property Address	1726 WATERS EDGE DR, MINOOKA, IL 60447-8202
Document Number	0000638033
Instrument Date	Apr 2, 2026
Instrument	2026638033
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 WATERS EDGE DR, MINOOKA, IL 60447-8202

Mortgage

Document Number	0000638033,
Date	Apr 8, 2026
Instrument	2026638033

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Mar 28, 2022
Property Address	1726 WATERS EDGE DR, MINOOKA, IL 60447-8202
Document Number	0000612161
Map Reference	DOC 430293
Instrument Date	Mar 11, 2022
Instrument	612161
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 WATERS EDGE DR, MINOOKA, IL 60447-8202

Mortgage

Document Number	0000612162
Date	Mar 28, 2022
Instrument	612162

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1726 Waters Edge Dr was $6,504 with a homeowner's exemption, up 5.5% from the year before.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,504.00 (+5.46%) Homeowner's exemption	$81,093 (+5.47%) Land $17,276 Building $63,817	$243,279 (+5.47%) Land $51,828 Building $191,451
2024	$6,167.00	$76,887 Land $16,380 Building $60,507	$230,661 Land $49,140 Building $181,521
2022	$4,745.00 Homeowner's exemption	$65,162 Land $13,882 Building $51,280	$195,486 Land $41,646 Building $153,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1726 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1726 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

Nearby Properties on Waters Edge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures