1731 Ladd St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 1731 Ladd St, Silver Spring, MD 20902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,960 sqft · built 1959
Lot Size	0.216 acres (9,407 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2005)
Tax Bill	$6,325 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01412948`

Property Details

APN / Parcel Number

Primary APN	`13-01412948`
Alternative APN	`01412948`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,407 sqft (0.216 acres)
Porch	Open Porch
Porch Area	144 sqft
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01412948
Street Address	1731 LADD ST
City	SILVER SPRING
State	MD
Zip	20902-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCHESTER
Legal Subdivision	WESTCHESTER
Legal Block	C
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3003
Census Tract	703209

Owner

Source: Montgomery County records · APN 13-01412948

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1731 LADD ST, SILVER SPRING, MD 20902-3522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2005 · Amount on Record
Deed Sale	Apr 05, 2005 · Amount on Record
Prior Sale	Apr 05, 2005 · Amount on Record
Deed Document Number	200512232
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1731 LADD ST, SILVER SPRING, MD 20902-3522
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0546540291
Date	Jul 28, 2017
Book Page	54654/291

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2032

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,433 (+1.84%)	$568,300 (+5.53%) Land $208,000 Building $360,300
2025	$6,325.00 (+37.95%)	$538,500 (+17.36%) Land $208,000 Building $330,500	$538,500 (-) Land $208,000 Building $330,500
2023		$458,833	$538,500 Land $208,000 Building $330,500
2022	$4,585.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.