1728 Ladd St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 1728 Ladd St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,212 sqft · built 1959
Lot Size	0.225 acres (9,799 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Oct 2020)
Tax Bill	$6,727 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01413203`

Property Details

APN / Parcel Number

Primary APN	`13-01413203`
Alternative APN	`01413203`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,212 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,262 sqft
Basement Area	950 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,799 sqft (0.225 acres)
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01413203
Street Address	1728 LADD ST
City	SILVER SPRING
State	MD
Zip	20902-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	WESTCHESTER
Legal Subdivision	WESTCHESTER
Legal Block	G
Legal Lot Number	13
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3010
Census Tract	703209

Owner

Source: Montgomery County records · APN 13-01413203

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1728 LADD ST, SILVER SPRING, MD 20902-3523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Book / Page	60959 / 316
Prior Transfer Date	Oct 03, 2006
Prior Transfer Doc	0331830689
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 23, 2020
Property Address	1728 LADD ST, SILVER SPRING, MD 20902-3523
Document Number	0609590316
Book / Page	060959 / 000316
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Dec 07, 2020
Title Company	TITLE TOWN SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 LACD ST SILVER SPRING MD 20902, SILVER SPRING, MD 20902

Mortgage

Document Number	609590325
Date	Oct 23, 2020
Book Page	060959/000325

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,800 (+0.68%)	$523,800 (+2.05%) Land $209,600 Building $314,200
2025	$6,727.00 (+8.13%)	$513,300 (+16.51%) Land $209,600 Building $303,700	$513,300 (-) Land $209,600 Building $303,700
2024	$6,221.00 (+40.71%)
2023		$440,567	$513,300 Land $209,600 Building $303,700
2022	$4,421.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 443 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.