1731 Bay Cir E, Orange Park, FL 32073 Property Records

Clay County property record for 1731 Bay Cir E, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,806 sqft · built 1972
Lot Size	0.371 acres (16,160 sqft)
Owner	Individual Name on Record
Last Sale	$196,900 (Sep 2018)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-020157-000-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-020157-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,806 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,806 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,160 sqft (0.371 acres)
Lot Dimensions	176 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	338 sqft
Porch	Finished/Open Porch
Porch Area	88 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1731 BAY CIR E
City	ORANGE PARK
State	FL
Zip	32073-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 19 BLK 1 GROVE PARK UNIT 5 AS REC OR 4120 PG 865
Legal Range	26E
Legal Township	04S
Legal Section	41
Legal Subdivision	GROVE PARK UNIT 5
Legal Block	1
Legal Lot Number	19
Legal Unit	5AS
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30500

Owner

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1731 BAY CIR E, ORANGE PARK, FL 32073-4713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 28, 2019	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORP
Sep 5, 2018	Warranty Deed, Transfer · VA Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Feb 27, 2004 · Amount on Record
Deed Document Number	201846638
Deed Book / Page	4120 / 865
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1731 BAY CIR E, ORANGE PARK, FL 32073-4713
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 BAY CIR E, ORANGE PARK, FL 32073-4713

Mortgage

Document Number	0045041284
Date	Sep 3, 2021
Book Page	4504/1284
Instrument	2021055571

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1731 BAY CIR E, ORANGE PARK, FL 32073-4713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042060430
Date	Jun 28, 2019
Book Page	4206/0430
Instrument	2019033574

Lender

Name	CREDENCE FUNDING CORP
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 5, 2018
Property Address	1731 BAY CIR E, ORANGE PARK, FL 32073-4713
Document Number	0041200865
Book / Page	4120 / 0865
Map Reference	MB8 PG50
Instrument Date	Aug 24, 2018
Instrument	2018046638
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TITLE AMERICA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	752 ATHALIA ST, 752, BADEN, PA 15005-1527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 BAY CIR E, ORANGE PARK, FL 32073-4713

Mortgage

Document Number	2018046639
Date	Sep 5, 2018
Instrument	2018046639

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,811.00 (+5.12%) Homeowner's exemption	$196,761 (+5.99%)	$297,235 (+5.23%) Land $40,000 Building $257,235
2023	$2,674.00 (+3.52%) Homeowner's exemption	$185,647 (+3%)	$282,460 (+19.1%) Land $40,000 Building $242,460
2022	$2,583.00 Homeowner's exemption	$180,240	$237,161 Land $30,000 Building $207,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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