1620 Bay Cir E, Orange Park, FL 32073 Property Records

Clay County property record for 1620 Bay Cir E, Orange Park, FL 32073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1972
Lot Size0.288 acres (12,588 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Jul 2025)
Tax Bill$1,172 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN41-04-26-020169-000-00

Property Details

APN / Parcel Number

Primary APN41-04-26-020169-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,512 sqft Heated Area
Gross Area2,560 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,588 sqft (0.288 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage Area600 sqft

Exterior Amenities

PorchPorch
Porch Area108 sqft
Patio Area340 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1620 BAY CIR E
CityORANGE PARK
StateFL
Zip32073-4712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionLOT 2 BLK 2 GROVE PARK UNIT 5AS REC O R 4945 PG 1680
Legal Range26
Legal Township04
Legal Section41
Legal SubdivisionGROVE PARK
Legal Block2
Legal Lot Number2
Legal Unit5AS
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2002
Census Tract30500

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address106 PALOMINO PASS, TRUMBULL, CT 06611-3274
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2025 · Amount on Record
Deed SaleJul 1, 2025 · Amount on Record
Prior SaleJun 28, 2002 · Amount on Record
Deed Document Number2025030283
Deed Book / Page4945 / 1680
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1620 BAY CIR E, ORANGE PARK, FL 32073-4712
Transaction TypeMortgage
Record UpdatedJan 9, 2024
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 BAY CIR E, ORANGE PARK, FL 32073-4712

Mortgage

Document Number0044521665
DateMay 5, 2021
Book Page4452/1665
Instrument2021027905
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
MunicipalityOrange Park Town
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,172.00 (+6.64%) Homeowner's exemption$106,455 (+2.9%)$213,349 (+0.7%) Land $40,000 Building $173,349
2024$1,099.00 (-4.85%) Homeowner's exemption$103,455 (+3%)$211,861 (+3.36%) Land $40,000 Building $171,861
2023$1,155.00 (+5.96%) Homeowner's exemption$100,442 (+3%)$204,969 (+19.37%) Land $40,000 Building $164,969
2022$1,090.00 Homeowner's exemption$97,517$171,713 Land $30,000 Building $141,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimJan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ORANGE PARK
serves 8,668 people · EPA ID FL2101182
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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