Dare County property record for 173 Watersedge Dr, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 2,524 sqft · built 2024 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,585 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 987308881183 |
| Primary APN | 987308881183 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,524 sqft Finished Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Lot Area | 18,000 sqft (0.413 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987308881183 |
|---|---|
| Street Address | 173 WATERSEDGE DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 19 BLK: SEC: A PL: C SL: 182D |
| Legal Subdivision | WATERSEDGE SUB |
| Legal Lot Number | 19 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970301 |
Source: Dare County records · APN 987308881183
Assessment roll updated October 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 173 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 16, 2024 | Intrafamily Transfer, Transfer · Line of Credit TOWNEBANK MORTGAGE |
| Dec 29, 2022 | Gift Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 29, 2022 |
| Transfer Doc | 002660/457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 173 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 173 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Document Number | 002770/234 |
|---|---|
| Date | Jan 17, 2025 |
| Book Page | 2770/234 |
| Instrument | 700145589 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jan 16, 2024 |
| Property Address | 173 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Document Number | 002715/733 |
| Book / Page | 2715 / 733 |
| Map Reference | CAB C SL 131A |
| Instrument Date | Jan 12, 2024 |
| Instrument | 700135835 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Document Number | 0700135836 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 700135836 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 376 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 10.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 13.5% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Dec 29, 2022 |
| Property Address | 173 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Document Number | 002660/457 |
| Book / Page | 2660 / 457 |
| Map Reference | CAB C SL 131A |
| Instrument Date | Dec 29, 2022 |
| Instrument | 700125683 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8268 |
| Name | Verified Name |
|---|---|
| Address | 1243 MANCHESTER AVE, NORFOLK, VA 23508-1122 |
Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,585.00 (+551.82%) | $823,100 (+834.28%) Land $198,300 Building $624,800 | |
| 2023 | $550.00 | $88,100 Land $88,100 | |
| 2020 | $823,100 Land $198,300 Building $624,800 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 366 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 366 in force |
| Nearby Flood Claims | 53 (1996–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | High above 71% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Brightspeed.
Based on FCC filings for 70 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures