165 Watersedge Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 165 Watersedge Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,557 sqft · built 2003
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Oct 2019)
Tax Bill	$2,438 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Feb 2019 Refinance
Flood Zone	Zone AE (high risk)
APN	`987308881237`

Property Details

APN / Parcel Number

Primary APN	`987308881237`
Alternative APN	`030676000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,557 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987308881237
Street Address	165 WATERSEDGE DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 17 BLK: SEC: A PL: C SL: 182D
Legal Subdivision	WATERSEDGE SUB
Legal Lot Number	17
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1015
Census Tract	970301

Owner

Source: Dare County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Feb 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNION SERVICE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2019 · Amount on Record
Deed Sale	Oct 14, 2019 · Amount on Record
Deed Document Number	2019700069805
Deed Book / Page	2329 / 321
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 14, 2019
Property Address	165 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045
Document Number	2329/321
Book / Page	2329 / 321
Instrument Date	Oct 14, 2019
Instrument	700069805
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 POTESKEET LOOP, SOUTHERN SHORES, NC 27949-3539

Mortgage

Document Number	002329/324
Date	Oct 14, 2019
Book Page	2329/324
Instrument	700069806

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	165 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2283/30
Date	Feb 6, 2019
Book Page	2283/30
Instrument	700061323

Lender

Name	UNION SERVICE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,438.00	$559,800 (-) Land $198,300 Building $361,500	$559,800 (-) Land $198,300 Building $361,500
2025	$2,438.00 (+15.82%)	$559,800 (+66.21%) Land $198,300 Building $361,500
2023	$2,105.00	$336,800 Land $88,100 Building $248,700
2020			$559,800 Land $198,300 Building $361,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 366 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	366 in force
Nearby Flood Claims	53 (1996–2024)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Irene, Aug 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Brightspeed.

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