173 Villanova Cir, Elyria, OH 44035 Property Records

Lorain County property record for 173 Villanova Cir, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,812 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-007-000-038`

Property Details

APN / Parcel Number

Primary APN	`06-22-007-000-038`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area
1st Floor Area	1,196 sqft
2nd Floor Area	660 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	160 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	173 VILLANOVA CIR
City	ELYRIA
State	OH
Zip	44035-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN SUB #1 FRNT 0070.00 DPTH 0125.00
Legal Subdivision	COLLEGE GREEN SUB #1 FRNT
Legal Tract	22
Legal Lot Number	57
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	4
Census Block	4010
Census Tract	70102

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	173 VILLANOVA CIR, ELYRIA, OH 44035-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Nov 7, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 22, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	173 VILLANOVA CIR, ELYRIA, OH 44035-1540
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210829613
Date	Jul 20, 2021
Instrument	2021-0829613

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	173 VILLANOVA CIR, ELYRIA, OH 44035-1540
Document Number	0000773921
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	173 VILLANOVA CIR ELYRIA OH 440351540, ELYRIA, OH 44035-1540

Mortgage

Document Number	0000773921
Date	Aug 13, 2020
Instrument	773921

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 12, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	173 VILLANOVA CIR, ELYRIA, OH 44035-1540
Document Number	0000738275
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 VILLANOVA CIR ELYRIA OH 440351540, ELYRIA, OH 44035-1540

Mortgage

Document Number	0000738275
Date	Nov 14, 2019
Instrument	738275

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2034

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	173 VILLANOVA CIR, ELYRIA, OH 44035-1540
Document Number	0000631174
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	173 VILLANOVA CIR ELYRIA OH 440351540, ELYRIA, OH 44035-1540

Mortgage

Document Number	0000631174
Date	May 30, 2017
Instrument	631174

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 29, 2032

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00	$70,110 (%) Land $11,370 Building $58,740	$200,320 (-) Land $32,490 Building $167,830
2024	$2,321.00 (-14.29%)	$70,113 (+19.08%) Land $11,372 Building $58,741	$200,320 (+19.08%) Land $32,490 Building $167,830
2023	$2,708.00 (-0.48%)	$58,878 (%) Land $14,529 Building $44,349	$168,220 (-) Land $41,510 Building $126,710
2022	$2,721.00	$58,880 Land $14,530 Building $44,350
2021			$168,220 Land $41,510 Building $126,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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