155 Villanova Cir, Elyria, OH 44035 Property Records

Lorain County property record for 155 Villanova Cir, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,634 sqft · built 1979
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$137,900 (May 2002)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-007-000-041`

Property Details

APN / Parcel Number

Primary APN	`06-22-007-000-041`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,084 sqft
Basement Area	1,040 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	155 VILLANOVA CIR
City	ELYRIA
State	OH
Zip	44035-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN SUB #1 85 X 125 S/L 54
Legal Subdivision	COLLEGE GREEN SUB 1
Legal Tract	22
Legal Lot Number	54
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	4
Census Block	4010
Census Tract	70102

Owner

155 Villanova Cir is owned and occupied by an individual who bought it in May 2002.

Source: Lorain County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	155 VILLANOVA CIR, ELYRIA, OH 44035-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 25, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2002 · Amount on File
Deed Sale	May 23, 2002 · Amount on File
Prior Sale	Sep 26, 1996 · Amount on File
Deed Document Number	2002831490
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 6, 2026
Property Address	155 VILLANOVA CIR, ELYRIA, OH 44035-1540
Document Number	0000102394
Instrument Date	Jun 30, 2026
Instrument	2026102394
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 VILLANOVA CIR, ELYRIA, OH 44035-1540

Mortgage

Document Number	0000102394,
Date	Jul 6, 2026
Instrument	2026102394

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	155 VILLANOVA CIR, ELYRIA, OH 44035-1540
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210845739
Date	Oct 22, 2021
Instrument	2021-0845739

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	155 VILLANOVA CIR, ELYRIA, OH 44035-1540
Document Number	0000748433
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 VILLANOVA CIR ELYRIA OH 440351540, ELYRIA, OH 44035-1540

Mortgage

Document Number	0000748433
Date	Feb 7, 2020
Instrument	748433

Lender

Name	PNC BK
Type	Bank
Address	SHEFFIELD VILLAGE, OH 44035

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	155 VILLANOVA CIR, ELYRIA, OH 44035-1540
Document Number	0000624391
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 VILLANOVA CIR ELYRIA OH 440351540, ELYRIA, OH 44035-1540

Mortgage

Document Number	0000624391
Date	Apr 3, 2017
Instrument	624391

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 2, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 155 Villanova Cir was $2,678 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 Homeowner's exemption	$56,880 (-0.01%) Land $13,400 Building $43,480	$162,530 (-) Land $38,290 Building $124,240
2024	$2,678.00 (+5.98%)	$56,886 (+22.65%) Land $13,402 Building $43,484	$162,530 (+22.65%) Land $38,290 Building $124,240
2023	$2,527.00 (+0.36%)	$46,379 (%) Land $16,268 Building $30,111	$132,510 Land $46,480 Building $86,030
2022	$2,518.00	$46,380 Land $16,270 Building $30,110
2021			$132,510 Land $46,480 Building $86,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 155 Villanova Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Villanova Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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