173 Valleybrook Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 173 Valleybrook Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,985 sqft · built 2001
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jul 2021)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T991600265`

Property Details

APN / Parcel Number

Primary APN	`T991600265`
Alternative APN	`3-157D-8041-00-0038.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,985 sqft Living Area
Gross Area	4,360 sqft
1st Floor Area	1,930 sqft
Basement Area	1,930 sqft
Finished Basement	1,055 sqft
Unfinished Basement	875 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	73 sqft
Patio Area	240 sqft

Location & Zoning

Account Number	T991600265
Street Address	173 VALLEYBROOK DR
City	O FALLON
State	MO
Zip	63368-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHAVEN LOT 38
Legal Subdivision	BROOKHAVEN
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2021
Census Tract	311151

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	173 VALLEYBROOK DR, O FALLON, MO 63368-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 4, 2018	Deed of Trust, Mortgage · Line of Credit HEALTH CARE FAMILY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	202156730
Prior Transfer Date	Jun 14, 2021
Prior Transfer Doc	0000056729
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 6, 2021
Property Address	173 VALLEYBROOK DR, O FALLON, MO 63368-9635
Document Number	2021R056730
Map Reference	MB 35 PG 158
Instrument Date	Jun 18, 2021
Instrument	2021R-056730
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4063 S BARKER RD, 4063, WEST VALLEY, UT 84119-4736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 VALLEYBROOK DR, O FALLON, MO 63368-9635

Mortgage

Document Number	2021R056731
Date	Jul 6, 2021
Instrument	2021R-056731

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 29, 2019
Property Address	173 VALLEYBROOK DR, O FALLON, MO 63368-9635
Document Number	0071122371
Book / Page	7112 / 2371
Map Reference	MB 35 PG 158&159
Instrument Date	Jul 26, 2019
Instrument	20190729000388710
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORP & OR AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 VALLEYBROOK DR, 173, O FALLON, MO 63368-9635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 VALLEYBROOK DR, O FALLON, MO 63368-9635

Mortgage

Document Number	20190729000388730
Date	Jul 29, 2019
Instrument	20190729000388730

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	173 VALLEYBROOK DR, O FALLON, MO 63368-9635
Document Number	0069670479
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 VALLEYBROOK DR O FALLON MO 633689635, O FALLON, MO 63368-9635

Mortgage

Document Number	0069670479
Date	Aug 23, 2018
Book Page	006967/000479
Instrument	483860

Lender

Name	HEALTH CARE FAMILY CU
Type	Credit Union
Address	ST LOUIS, MO 63117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 22, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,459 (-)	$376,098 (-) Building $376,098
2025	$4,553.00 (-1.64%)	$71,459 (-0.78%)	$376,098 (-0.78%) Building $376,098
2024	$4,629.00
2023		$72,023
2022			$379,068 Land $60,000 Building $319,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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