163 Valleybrook Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 163 Valleybrook Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,910 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jun 2014)
Tax Bill	$5,655 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T991600260`

Property Details

APN / Parcel Number

Primary APN	`T991600260`
Alternative APN	`3-157D-8041-00-0033.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,910 sqft Living Area
Gross Area	5,071 sqft
1st Floor Area	2,910 sqft
Basement Area	1,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	377 sqft

Location & Zoning

Account Number	T991600260
Street Address	163 VALLEYBROOK DR
City	O FALLON
State	MO
Zip	63368-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHAVEN LOT 33
Legal Subdivision	BROOKHAVEN
Legal Lot Number	33
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2021
Census Tract	311151

Owner

Source: St. Charles County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	163 VALLEYBROOK DR, O FALLON, MO 63368-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Sep 11, 2017	Deed of Trust, Mortgage NEWTEK SMALL BUSN FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2014 · Amount on Record
Deed Sale	Jun 27, 2014 · Amount on Record
Prior Sale	May 31, 2001 · Amount on Record
Deed Document Number	2014337620
Deed Book / Page	6206 / 1384
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Aug 17, 2026
Property Address	163 VALLEYBROOK DR, O FALLON, MO 63368-9635
Document Number	0000039076
Instrument Date	Jul 28, 2026
Instrument	202639076
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 VALLEYBROOK DR, O FALLON, MO 63368-9635

Mortgage

Document Number	0000039076,
Date	Aug 17, 2026
Instrument	202639076

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 5, 2066

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	163 VALLEYBROOK DR, O FALLON, MO 63368-9635
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 VALLEYBROOK DR, O FALLON, MO 63368-9635

Mortgage

Document Number	2021R096072
Date	Nov 24, 2021
Instrument	2021R-096072

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	163 VALLEYBROOK DR, O FALLON, MO 63368-9635
Document Number	0068181131
Book / Page	006818 / 001131
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 RUE LA CHELLE WALK ST LOUIS MO 631416262, ST LOUIS, MO 63141-6262

Mortgage

Document Number	0068181131
Date	Oct 4, 2017
Book Page	006818/001131
Instrument	625550

Lender

Name	NEWTEK SMALL BUSN FIN
Type	Funding / Finance Company
Address	LAKE SUCCESS, NY 11042

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 3, 2027

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,912 (-)	$467,956 (-) Land $80,000 Building $387,956
2025	$5,655.00	$88,912 (+11.18%)	$467,956 (+11.18%) Land $80,000 Building $387,956
2023		$79,970
2022			$420,895 Land $60,000 Building $360,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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